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  • wizzywig27
    wizzywig27 Posts: 1,536 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Will do, there was no reason it should have been declined
  • Ben8282
    Ben8282 Posts: 4,821 Forumite
    1,000 Posts Combo Breaker Newshound!
    edited 27 November 2019 at 6:46PM
    wizzywig27 wrote: »
    I was going to do that, but he categorically told me I would not go over my limit.

    Guess what, today I have. And have a £12 charge. Needless to say I will be speaking to them.

    Not operating it with a couple of quid to spend, I clear it every month, as the direct debit hasn’t gone yet that’s why it only had a small available balance. Not that it really matters, but just thought I’d clarify.

    I knew that was going to happen. I knew it.

    Do they debit the fee to the account the very minute the balance exceeds the credit limit?

    You must either spend a great deal every month on the Capital One card or have a very low credit limit for you to be in this situation.
  • wizzywig27
    wizzywig27 Posts: 1,536 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Low credit limit mate.
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