NI reg car insurance

phill99

AdrianC wrote: »

Umm, nobody mentioned NI numbers. My apologies for any mistaken inferences arising from my assumption the context would have delivered all necessary clarity.

For clarity, I was abbreviating thus:

UK = United Kingdom of Great Britain and Northern Ireland
GB = Great Britain
E = England (not Spain)
S = Scotland (not Sweden)
W = Wales
NI = Northern Ireland (not National Insurance)

All UK-registered vehicles (with GB and NI local identifiers in the registration format) are registered at the same registry - DVLA Swansea - and have been since DVLNI Coleraine was closed in July 2014.

You're right. But what I am alluding to is that NO Numbers may have a higher loading due to higher claims from that region of the UK. It's all about statistics!!

Car_54

phill99 wrote: »

You're right. But what I am alluding to is that NO Numbers may have a higher loading due to higher claims from that region of the UK. It's all about statistics!!

So if I put a Scottish plate on my London-reg car, my premium should reduce, even though I live in London?
I don’t think so.

AdrianC

phill99 wrote: »

You're right. But what I am alluding to is that NO Numbers may have a higher loading due to higher claims from that region of the UK. It's all about statistics!!

Perhaps.

In which case, somebody with an NI address would have a higher premium than somebody with a GB address - whether the reg on the car originated in NI or GB...