Understanding credit card info on credit report

murrays2

Hello all,

I am wondering if someone could help me understand the info my credit card company is reporting on my credit file.

Never missed a payment. Always paid the balance in full off before the due date.

Statement is produced around 20th each month. Credit file is updated around 10th each month.

https://ibb.co/cJyNzvX

Balance history for July and Aug is 8 quid. I made a purchase on 22nd July of 8.40. Why would my statement balance in Aug however be zero,?

Payment of 8.40 wasn't due until 10th Sept. I paid this in full on the 5th Sept.

Ben8282

This is all shown very strangely, Can't you view the info in a proper table?

murrays2

Agree. Apologies, it was a screenshot of the credit report from my phone.

Ben8282

I should be able to help but the image is too small my eyesight is not the best and I can't zoom the image.

Edit. I will download the image in order to zoom it and get back to you.

Edit. Sorry can't make much sense of it at all. Could you humour me and tell me who issues this card? Also do the statement balances for the other month correspond to the statement balance of the statement which was actually issued in the stated month.

murrays2

Thanks Ben as always.