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  • He spends £40 a week on food for a family of 4.


    If that's accurate (and OP isn't forgetting meals out, takeaways etc) then job well done. Time to move to the next point on the list.
    : )
  • It might be worth posting a SOA on the Debt Free Wannabe forum. Despite the forum name it's not just those in debt and they are used to working out where to pare back.
    Make £520 a year in 2020 so far (£0 cash £0 AGC)

    (2019,£481.69) (2018, no idea!) ( 2017 £673.20) (2016 £800.97) (2015 £791.42/$312)

    Penny challenge: 21/366 (66.70/671.61)
    NSD 7/150
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