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Vanquis Value Saver Club

My wife noticed Vanquis have been charging out £6.95 per month to her card, she stopped it and asked for a complete refund. Vanquis said she agreed to this, but she never has, we asked for proof and nothing has come, they are still not agreeing to a refund, any ideas, Financial Ombudsman or small claims court? Anyone got a refund??

Comments

  • Definitely not small claims court.

    Ask them again for evidence, then FOS if need be.
  • eskbanker
    eskbanker Posts: 37,842 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    She could up the ante a bit by submitting a Subject Access Request under the Data Protection Act asking for all personal data they hold about her, and in particular any evidence of consent to sign up to this product.

    https://www.vanquis.co.uk/privacy#YPR
  • Ben8282
    Ben8282 Posts: 4,821 Forumite
    1,000 Posts Combo Breaker Newshound!
    edited 12 November 2019 at 5:24PM
    LOONEY12 wrote: »
    My wife noticed Vanquis have been charging out £6.95 per month to her card, she stopped it and asked for a complete refund. Vanquis said she agreed to this, but she never has, we asked for proof and nothing has come, they are still not agreeing to a refund, any ideas, Financial Ombudsman or small claims court? Anyone got a refund??

    Could you enlighten us as to what they were charging for? What is this 'Value saver club'? How long was she paying this monthly amount? Did she benefit from this in any way?
  • born_again
    born_again Posts: 20,986 Forumite
    10,000 Posts Sixth Anniversary Name Dropper
    Did she get some fuel vouchers?

    Do a search and you will find posts going back to 2010
    Life in the slow lane
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