Boyfriend moving into the flat I own - rights?

Accountant_Kerry

Comms69 wrote: »

Remember that even with lodgers you still need to do right to rent check.


Why will you be having separate rooms? Surely that's not conducive to a long term relationship. When people move in they already find the dynamic changes a lot.

I know loads of people who have separate rooms, in fact I would even go so far as to suggest that's its healthy, better to have separate rooms than years of bitterness about being kept awake by the other persons snoring or some such! :beer:

hazyjo

Comms69 wrote: »

Why will you be having separate rooms? Surely that's not conducive to a long term relationship. When people move in they already find the dynamic changes a lot.

Accountant_Kerry wrote: »

I know loads of people who have separate rooms, in fact I would even go so far as to suggest that's its healthy, better to have separate rooms than years of bitterness about being kept awake by the other persons snoring or some such! :beer:

Kerry - I'm with you! I LOVE having my own room. Got my own wardrobes, drawers, storage, etc. Love not having to share my 'space'. OH goes to bed before 10pm, I don't get into bed until 1am and often struggle to sleep. I sleep in one position, he looks like he's had a fight with the duvet (often upside down, back to front, etc) with the sheet all pulled off the mattress :eek:, he likes the curtains and door open, I like it pitch black with the door shut, he snores (and worse lol) all night.

Doesn't mean we're not intimate! We have a better sex life than most! And we don't mind sharing like on holiday or if we have friends over and need a couple of spare beds.

As Boy George once said, you're asleep! How insecure do you have to be to insist your partner sleeps next to you!

It makes us VERY happy!

(And really not for the OP to have to explain.)

As far as your original question goes, those saying split bills are right. Don't split mortgage and don't get him to contribute towards major repairs. He can save that in case it doesn't work out for a deposit, or to buy together more equally in the future.

katieb343

hazyjo wrote: »

Kerry - I'm with you! I LOVE having my own room. Got my own wardrobes, drawers, storage, etc. Love not having to share my 'space'. OH goes to bed before 10pm, I don't get into bed until 1am and often struggle to sleep. I sleep in one position, he looks like he's had a fight with the duvet (often upside down, back to front, etc) with the sheet all pulled off the mattress :eek:, he likes the curtains and door open, I like it pitch black with the door shut, he snores (and worse lol) all night.

Doesn't mean we're not intimate! We have a better sex life than most! And we don't mind sharing like on holiday or if we have friends over and need a couple of spare beds.

As Boy George once said, you're asleep! How insecure do you have to be to insist your partner sleeps next to you!

It makes us VERY happy!

(And really not for the OP to have to explain.)

As far as your original question goes, those saying split bills are right. Don't split mortgage and don't get him to contribute towards major repairs. He can save that in case it doesn't work out for a deposit, or to buy together more equally in the future.

Thanks for this hazyjo, these are the reasons why (plus a few more). Not that I need to explain my relationship to anyone, as you said! I personally love having separate rooms.

beckysbobbles1

I haven't read all of the comments but could there be a tax implication to you charging your boyfriend rent?


I appreciate the need to protect yourself but it's so sad when it comes to this.

Sea_Shell

beckysbobbles1 wrote: »

I haven't read all of the comments but could there be a tax implication to you charging your boyfriend rent?


I appreciate the need to protect yourself but it's so sad when it comes to this.

I would have thought that any rental income, over and above a split of the other household bills, would be subject to income tax. As OP would be making a "profit" as they're covering the mortgage themselves.

And yes, it is sad that relationships have to start off on this footing, but with unequal funds and ownership, it's a necessity!! It's only because we're in a bubble...if prices were dropping I'm sure OP (and others) would like to share negative equity!!

[Deleted User]

Hi,

katieb343 wrote: »

Thanks but I've had tenants renting my second bedroom so never got it anyway!

so how did things work out then regarding bills etc, had you all this hassle?


If partner is merely renting room on same basis as previous renters what's the problem?

Comms69

beckysbobbles1 wrote: »

I haven't read all of the comments but could there be a tax implication to you charging your boyfriend rent?


I appreciate the need to protect yourself but it's so sad when it comes to this.

No, people living as one household do not create a liability for tax.

Sea_Shell wrote: »

I would have thought that any rental income, over and above a split of the other household bills, would be subject to income tax. As OP would be making a "profit" as they're covering the mortgage themselves.

And yes, it is sad that relationships have to start off on this footing, but with unequal funds and ownership, it's a necessity!! It's only because we're in a bubble...if prices were dropping I'm sure OP (and others) would like to share negative equity!!

Whilst it's not relevant to people living as a household, the rent a room scheme allows a £7500 income per year without any tax due. There is no limit for couples, but just for reference on lodgers.

Mojisola

katieb343 wrote: »

He will be signing a typical tenancy agreement (minus paying me a deposit) and paying rent to me each month.

Comms69 wrote: »

No, people living as one household do not create a liability for tax.

A lodger's agreement and a monthly rent isn't 'living as one household'.

Sea_Shell

Mojisola wrote: »

A lodger's agreement and a monthly rent isn't 'living as one household'.

That's what I thought...seems all very "business" relationship rather than emotional.

Why not just stay as you are, living separately.

justjohn

Sea_Shell wrote: »

Why not just stay as you are, living separately.

Very clinical , maybe the dad does not think it will last. Its hardly a 100% commitment.


Time are changing I suppose, God help the BF if he needs financial support and becomes a drain on the finances, Eg long term illness or unemployment.