Working with Carers Allowance and Tax Credits

ohdrar

bigbill wrote: »

If you mean can you be employed for say 10 hours and self employed for 6 hours and still get Working Tax Credit for working over 16 hours?

Then yes.

Doubt very much that UC would give more money.

Thanks very much! This is what I was looking for about it all. How do I make sure the HMRC and DWP know - say Im only making a profit of £50 pw as a cleaner can I then have the remainder up to the Carers Allowance Cap of £123 per week as earned income from a job. Do you know how I arrange this, or is it HMRC or DWP I need to speak to?

Thank you for giving me the answer:j

ohdrar

calcotti wrote: »

I think tomtom is suggesting OP look at UC because OP appears to be at risk of taking themselves out of eligibility for CA by going over the earnings threshold whereas UC will include the carer element in the maximum entitlement regardless of earnings. However the carer element is worth less than CA. DWP are carryout checks on CA entitlement and some people are being asked to repay thousands of pounds because they have gone over the earnings threshold.

Thank you for the warning, I'm going to look at UC as a last resort know as I'd heard something about it being unreliable - only in this roll out situation not specific to Carers Allowance and don't want to end up in that situation! Do you know more about when it has happened - I'd like to be informed in case I have to go on to it - to make sure I can proceed from a big claw back.

Have appt at CAB but want to be informed before appt - and may not need to bother at all now

ohdrar

calcotti wrote: »

That is my concern too.

See message number #10

Please don't pile on, people can start to feel judged by others who do know more, especially when it's about income/benefits.

[Deleted User]

You need to learn to be nicer

ohdrar

_shel wrote: »

You need to learn to be nicer

Hi shel

I though I was doing ok on the most part? I'm only upset about being assumed to be a woman because Im a cleaner.

As as single dad with a disabled daughter ( - moving from DLA to PIP incase that affects anyones advice) It never goes down well when you feel judged as a cleaner and also to be a woman.

I know its traditionally womans work but I do take pride that I am still contributing by working and putting something on my CV for when she's left home.

And just to clarify some of you might think Im the type of person whose easily offended (called snowflakes in the media).

I'm not. Im a 58 year old bloke and former welder of 20 years whose had to adapt to what life throws at you (no mum and being carer for disabled daughter)

Others on these forums have it a lot harder than I do, I know that but it never helps when people who know more than you do about benefits start jumping to conclusions your not 'really self employed' - makes it sound like Im trying to pull a fast one which Im not.

calcotti

_shel wrote: »

You need to learn to be nicer

Sorry if you thought I wasn't being nice. None of this is meant to be judgemental or critical - not sure why you would think it was. The concern for the OP is that they may go over the CA earnings threshold in some weeks and are then at risk of being overpaid.

i am well aware that the self employed frequently earn below minimum wage - indeed they often have periods of making a loss (been there, done that). The point being made is that when claiming CA you need to be mindful of the earnings limit - as long as OP understands the rules it's fine.

UC doesn't have an earnings threshold so removes the risk and as a carer OP would not be subject to the Minimum Income Floor even though self employed - however the overall income may be less.

NeilCr

calcotti wrote: »

Sorry if you thought I wasn't being nice. None of this is meant to be judgemental or critical - not sure why you would think it was. The concern for the OP is that they may go over the CA earnings threshold in some weeks and are then at risk of being overpaid.

i am well aware that the self employed frequently earn below minimum wage - indeed they often have periods of making a loss (been there, done that). The point being made is that when claiming CA you need to be mindful of the earnings limit - as long as OP understands the rules it's fine.

UC doesn't have an earnings threshold so removes the risk and as a carer OP would not be subject to the Minimum Income Floor even though self employed - however the overall income may be less.

Calcotti

I read the post by shel as being directed at the OP because of his comments to IceQueen

Not at you

[Deleted User]

NeilCr wrote: »

Calcotti

I read the post by shel as being directed at the OP because of his comments to IceQueen

Not at you

This exactly, the op was rather snappy to ice queen who only assumed something to give advice because very little information was given.

calcotti

_shel wrote: »

This exactly, the op was rather snappy to ice queen who only assumed something to give advice because very little information was given.

Quite right - I quoted the wrong post. My reply was meant to be a reply to the following post by ohdrar.

ohdrar wrote: »

Please don't pile on, people can start to feel judged by others who do know more, especially when it's about income/benefits.

Apologies to you, shel.

I think the over active troll today has addled my brain.

poppy12345

calcotti wrote: »

I think the over active troll today has addled my brain.

Couldn't agree more....