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DWP Debt and management

Hi, I got into debt with universal credit and owed them £1500.
I was away for numerous weeks and never seen any letter and never accessed my emails l, I came home last week and seen letters from UC and DWP with then saying “they have deducted money from my pay and will do until this is paid back” as I blanked letters.
I never seen the letters as I was away and I’m paying them far to much out of my monthly payment from work, I was wondering if I could reduce the payments monthly as I cannot afford it and pay out too much anyway a month?

I hope someone can help thanks and direct me the right way!:)

Comments

  • WhenIam64
    WhenIam64 Posts: 1,052 Forumite
    You will need to contact them and ask them to reduce the amount taken due to financial hardship.
    as I blanked letters.

    Is your blanking and financial hardship related to a wider issue of income and debt? If so then it may be worth having a discussion about it with a debt charity. They may even be able to seek a reduction for you but it would need to be within the wider issue of a confirmed Statement of Accounts (SOA)

    Here is an example of an SOA

    https://www.lemonfool.co.uk/financecalculators/soa.php
    Unlike some here, I am not omniscient. If I am wrong correct me. I won't take offence.

    The law is like an ocean - have a swim but don't drown.
  • Thank you!
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