We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

At the last hurdle!

Hey I’m new to the forum, I’m a first time buyer!

We are almost ready to exchange contracts the solicitor wanted to do it early this week but now she’s saying the seller has to wait for their redemption statement to come?

I’ve never done this before but is this normal at this stage it seems like something they should have already requested at this point should I be worried?

Comments

  • davidmcn
    davidmcn Posts: 23,596 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    It needs to be up to date, so they can't request it too early. Doesn't normally take long to arrive. You can be worried if you like but it would be a bit daft!
  • Ahh right just thought I was ask it’s been all too smooth for me 😂 and I home in on negatives as it’s just the way I am! But thank you I just didn’t know much about it until my solicitor brought it up!

    Thank you!
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    The redemption statement is how much money their mortgage lender need to be paid in order to remove the charge from the title and allow the transfer to go through.

    So, yes, it does need to be current and present.
  • jamie_128
    jamie_128 Posts: 252 Forumite
    100 Posts First Anniversary
    also at this stage too haha, also have to wait for my buyers help to buy isa to do something too.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.