Incorrect D.O.B on report

abc.xyz

MSM Credit Monitor alerted me to an incorrect D.O.B on a closed account from 2014. I looked, and the month is indeed incorrect. I emailed the company over a month ago, as instructed to do on their website, but have not received a reply.

Is this an issue that I should follow up? The D.O.B is incorrect on my Credit Karma, Clear Score, and MSE Credit Club accounts too - but those sites don't bring it up as an issue. I don't want to chase it and then be interrogated for fraud or something, but I also don't want it to affect my credit report either :think:

[Deleted User]

If it's a closed account and your date of birth is otherwise correct, I wouldn't worry too much.

Perhaps just send them one more reminder.

DCFC79

abc.xyz wrote: »

MSM Credit Monitor alerted me to an incorrect D.O.B on a closed account from 2014. I looked, and the month is indeed incorrect. I emailed the company over a month ago, as instructed to do on their website, but have not received a reply.

Is this an issue that I should follow up? The D.O.B is incorrect on my Credit Karma, Clear Score, and MSE Credit Club accounts too - but those sites don't bring it up as an issue. I don't want to chase it and then be interrogated for fraud or something, but I also don't want it to affect my credit report either :think:

Maybe contact them again.


Who is the company ?

abc.xyz

DCFC79 wrote: »

Maybe contact them again.


Who is the company ?

It was a Sunny loan. Would disputing it with the CRA's be a good idea if they don't respond?

Ben8282

Unless you have evidence that this error which has existed on your credit files for 5+ years has adversely affected your ability to obtain credit I really wouldn't bother. It will be gone next year anyway.

DCFC79

abc.xyz wrote: »

It was a Sunny loan. Would disputing it with the CRA's be a good idea if they don't respond?

I wouldn't bother doing anything for the reasons stated.