balance transfer

dinje

Can i still transfer my wifes credit card balance to a new card in my name?

Thanks

[Deleted User]

In most cases, yes.

Which cards?

dinje

great, thanks

i want to transfer £3.5k which should i go for? I may want to spend on it as well, so maybe the bottom one? i'm thinking i could always transfer again in 23mths.

Virgin Money - 29 months 0%, 3% fee - 25.9% REP APR

Virgin Money - 27 months 0%, 1.45% fee - 25.9% REP APR

Virgin Money 20 months 0% spending, 23 months 0% balance transfers, 2.9% BT fee - 25.9% REP APR

dinje

Deleted_User wrote: »

In most cases, yes.

Which cards?

From capital One, to Virgin card

dinje

95% chance on this one. MBNA - up to 26 months 0%, fee from 1% - 20.9% REP APR

born_again

Just remember that it becomes YOUR debt when you do that.

dinje

born_again wrote: »

Just remember that it becomes YOUR debt when you do that.

yep, thats ok, just need to know which one, any ideas from my list?

Ben8282

dinje wrote: »

95% chance on this one. MBNA - up to 26 months 0%, fee from 1% - 20.9% REP APR

Forget MBNA because the purchases offer will probably only be for purchases made in the first 60 days. Go for the Virgin card the third card listed. Use the eligability checker on Virgin's oiwn site first to avoid disappointment. Good luck.

dinje

Ben8282 wrote: »

Forget MBNA because the purchases offer will probably only be for purchases made in the first 60 days. Go for the Virgin card the third card listed. Use the eligability checker on Virgin's oiwn site first to avoid disappointment. Good luck.

Thanks, got the 3rd one