Nifty November's NSD Challenge

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  • cathybird
    cathybird Forumite Posts: 12,261
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    SSDD23 wrote: »
    Will have to finish on 12, OH wants to have lunch today and tomorrow I'm going to bingo with my nan, but 12 is much better than none ;)


    Definitely SSDD23, 12 is 12 better than none :) Your month got off to a tricky start if I remember, so you've done really well catching up :T:T:T:T Enjoy your lunch and the bingo! :)

    2021 D: 93 2020 D: 96 2022 D: 15
  • borollan
    borollan Forumite Posts: 209
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    I’m going to finish on 12 as it’s a much needed day out tomorrow
    Sorry that I didn’t make it to the 15, too ambitious a target for first time BUT
    I have learned so much about myself and why and when I spend
    Thank you
    Stop Buying **** We Don't Need :D
  • cathybird
    cathybird Forumite Posts: 12,261
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    borollan wrote: »
    I’m going to finish on 12 as it’s a much needed day out tomorrow
    Sorry that I didn’t make it to the 15, too ambitious a target for first time BUT
    I have learned so much about myself and why and when I spend
    Thank you


    borollan, don't apologise, I think you've done incredibly well for a first go at the challenge, or indeed any go. :T:T:T:T Are you going to join us on the December thread? That would be great if so :)

    2021 D: 93 2020 D: 96 2022 D: 15
  • beanielou
    beanielou Forumite, Ambassador Posts: 86,594
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    20 for me yesterday.
    Not one today.


    I will go for 15 in December :)
    Thanks cathybird :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing [email protected]. All views are my own & not the official line of Money Saving Expert.Lou~ Debt free Wanabe No 55 DF 03/03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free February 2021**** "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.***Fall down seven times,stand up eight*** ~~Japanese proverb.It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***Weight loss. ** 2 stone 7 lbs.***
  • cathybird
    cathybird Forumite Posts: 12,261
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    beanielou wrote: »
    20 for me yesterday.
    Not one today.

    I will go for 15 in December :)
    Thanks cathybird :)
    Brilliant beanielou and you get a xv4Gmj5.gif for reaching 20! Well done :) :T:T :j:j

    I will put you down for 15 for December :)

    2021 D: 93 2020 D: 96 2022 D: 15
  • Dottles1
    Dottles1 Forumite Posts: 494
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    Woo Hoo !! another NSD today for me. I'm now determined to manage one tomorrow too.
    CC1 Aug19 [STRIKE]£7587.85[/STRIKE] Aug 20 £0
    CC2 Aug 19 [STRIKE]£1185.58[/STRIKE] Aug 20 £0
    CC3 Aug 19 [STRIKE]£544.95[/STRIKE] Aug 20 £0
    O/D Aug [STRIKE]£20[/STRIKE] Sept [STRIKE] £100[/STRIKE] Oct £0
    CC4 Aug 2020 £0
    Total debt Aug 2019[STRIKE]£9318.38[/STRIKE] Aug 20 £0
  • beanielou
    beanielou Forumite, Ambassador Posts: 86,594
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    cathybird wrote: »
    Brilliant beanielou and you get a xv4Gmj5.gif for reaching 20! Well done :) :T:T :j:j

    I will put you down for 15 for December :)

    Thank you.
    That is a record for me:T
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing [email protected]. All views are my own & not the official line of Money Saving Expert.Lou~ Debt free Wanabe No 55 DF 03/03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free February 2021**** "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.***Fall down seven times,stand up eight*** ~~Japanese proverb.It starts with you, it starts from now. *** It is ok to be me.*** ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***Weight loss. ** 2 stone 7 lbs.***
  • cathybird
    cathybird Forumite Posts: 12,261
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    Dottles1 wrote: »
    Woo Hoo !! another NSD today for me. I'm now determined to manage one tomorrow too.


    Dottles1, that's fantastic, well done! :) :T:T Go for it tomorrow! :j:j:j:j

    2021 D: 93 2020 D: 96 2022 D: 15
  • cathybird
    cathybird Forumite Posts: 12,261
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    beanielou wrote: »
    Thank you.
    That is a record for me:T

    That's so great!! Well done you, makes it even better than it is already :) :j:j:j:j

    2021 D: 93 2020 D: 96 2022 D: 15
  • delta13
    delta13 Forumite Posts: 322
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    I didn't spend anything today so I'm on 14/15, so still in with a chance of meeting my target!
    Although my mobile phone is broken and needs replacing - just wondering whether to delay the inevitable or not!

    Everyone's done so well - you're all great motivators!
    I would love to try again for December, can you put me down for 12 days? I know I'll be spending quite a bit more often next month cos of travelling for the holidays!

    **Also would like to add, I've done very well not to be sucked into the Black Friday sale hype - the amount of emails and notifications I get for it is ridiculous!
    Save £12k in 2022 = £3705.97/ £7,500 (49%)
    Save £12k in 2021 #76 = £11,857.21/ £10,000 (118%)


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