Nifty November's NSD Challenge

shopaholicnumber1

Thursday and Friday were NSD's so thats 7 (I think!). Spent a fortune however spending the weekend with my DD in Newcastle! All as expected but still a bit ouch! Worth every penny :-)

cathybird

November

= off to a start!

= five days

= 10 days
= 15 days

= 20 days

= target reached
= target beaten


November targets

beanielou 8/15

bestlifenow 3/15

borollan 4/15
cathybird 6/10

delta13 4/15

Dottles1 3/12
Happy Monday 8/12

Honeysucklelou2 4/10

Ivysmom 2/10

little_green 0/15

Money Choices 0/10

MoneysavingmadGem 3/10

mumof3.12kindebt 1/15
Purplemumof2 6/15
saver_upper 5/12
shopaholicnumber1 7/15

SpekySquarehead 4/15

SSDD23 3/15
Thistimearound 6/10

Wishus 4/10

:j ALL WELCOME TO JOIN!! :j

cathybird

Purplemumof2, so good to hear from you and well done! :T:T
shopaholicnumber1, you're smashing it as well :T:T and you're right, spending on the right occasion can be worth every penny.

Is spending addictive?
I’m actually arguing get with myself here why I shouldn’t and don’t need to shop today

Borollan, spending can be addictive, and actually saving can be addictive too. I think spending every day in a routine way gives you a small buzz of satisfaction every time and so trying to restrain that can be hard. The buzz doesn't last though, whereas saving can give you a real buzz too, and that does last (I think). Maybe take the amount you were going to spend today, move it into a savings account and start adding it up in your signature on MSE? As you see it adding up it becomes a fun game. Also, I recommend keeping note of your NSDs in your signature and adding on every time you have an NSD - it helps with accountability somehow, in my experience. Those things have helped me, anyway!

[Deleted User]

I am at 3/15 now (Saturday and Sunday)

cathybird

It would be great if people wanted to offer their savings tips on here. I can say what's worked for me but I'm sure there are other great ideas out there that have worked for other people.

If people can identify their spending triggers too that can be helpful - the sort of moment where you think "oh sod it I'm going to buy this". I get this with food a lot (for instance, the place that sells the yummy cinnamon buns on the way to work) and my way of dealing with it is to walk on the other side of the street! Sometimes it's hard to beat the urge but it's better to although I don't always

cathybird

Well done SSDD23 :T:T

[Deleted User]

NSD's what I don't include:

• DH's Nicorette
• DH's contact lenses
• Diesel
• DH's travel
• Kids pocket money
• Kids lunches at school on Fridays
• My £10 allowance per week - £2 allowed per day
• Weekly food shop/top up shops

This is just my little list

wishus

Sunday was NSD no. 4.

cathybird

Well done Wishus!! :T:T
Busy Monday, it's great to see - everyone's doing really well

IvysMom

Day 2 yesterday. Need to get a crack on with this so planning Tues/Weds and Thurs to be NSD this week.