Lloyds Overdraft Default gone off credit reports

will1am3

Hi, i'm looking for a bit of advice if anyone can help?


I had a default on my Lloyds Overdraft and have been paying on a payment plan via SO to Moorcroft, then in July I got a letter saying that Intrum have bought my debt and that Moorcroft will still collect the payments and nothing will change, but recently I've noticed on Clearscore, Credit Karma and MSE's credit club there's no sign of the debt at all and when I try and log into Intrum's self service portal it says no record??


On the Moorcroft self service it shows that the balance is going down



Am I ok to keep the SO in place until it's clear? Or what can I do?


Thanks

[Deleted User]

You just need to keep paying it.

[Deleted User]

Keep paying it.

Why would you think otherwise?

will1am3

I was going to keep paying it, I just find it weird how it's dropped off my credit file and I've only noticed it since I claimed for unfair OD charges and got a letter saying no

Willing2Learn

will1am3 wrote: »

I claimed for unfair OD charges and got a letter saying no

Is this an ongoing complaint, or have you accepted their response?

will1am3

Just accepted it, I'll just keep paying it until I hear otherwise

[Deleted User]

When did it default?

will1am3

March 2018, my wife’s was the same with Halifax and hers was taken over by Intrum and has disappeared as well, I just find it really strange.

Thanks for the replies:)

boo_star

will1am3 wrote: »

March 2018, my wife’s was the same with Halifax and hers was taken over by Intrum and has disappeared as well, I just find it really strange.

Thanks for the replies:)

It may be that the original creditor has removed the entry and the new one will re-add it in due course.

Don't count your chickens...

sourcrates

Intrum, better known as 1st credit in a previous life, do not always exchange data with the CRA’s, I do not know why, it’s just something I have noticed from what other posters have said.

will1am3

Good to know, thanks