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Been living with my mom for 5 years, she has right to buy, I can buy the house outright....
Comments
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Q - Can I make a joint application?
A - Yes, you can but only certain people are allowed to join an application. If you are eligible, you may be able to buy with:
– someone who is on the tenancy agreement with you;
– your spouse or civil partner;
– up to three family members, who have been living in your home for the 12 months immediately before you make the application. They don’t have to be on the tenancy agreement but it must be their main home.
https://righttobuy.gov.uk/help/questions-and-answers/I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
kingstreet wrote: »Q - Can I make a joint application?
A - Yes, you can but only certain people are allowed to join an application. If you are eligible, you may be able to buy with:
– someone who is on the tenancy agreement with you;
– your spouse or civil partner;
– up to three family members, who have been living in your home for the 12 months immediately before you make the application. They don’t have to be on the tenancy agreement but it must be their main home.
https://righttobuy.gov.uk/help/questions-and-answers/
Joint application means joint ownership and the OP doesn't want to share ownership with the person who actually has the RTB.0 -
How do I get added to the tenancy? If it is sold but I made 100% contribution to the house... my mom wouldn't have any intrest in the property.
That's not really true though is it? You won't make 100% of the contribution towards the purchase as your mother's discount also contributes towards the purchase.0 -
kingstreet wrote: »Q - Can I make a joint application?
A - Yes, you can but only certain people are allowed to join an application. If you are eligible, you may be able to buy with:
– someone who is on the tenancy agreement with you;
– your spouse or civil partner;
– up to three family members, who have been living in your home for the 12 months immediately before you make the application. They don’t have to be on the tenancy agreement but it must be their main home.
https://righttobuy.gov.uk/help/questions-and-answers/
But the OP wants to buy solely, not jointly0 -
Do you plan on living with your mum forever then?
If not, what happens when you want to sell or move out? :think:2024 wins: *must start comping again!*0 -
But the OP wants to buy solely, not jointly
I believe I answered the above.Would I be able to do this? Does my mom have to be on the tenancy?
I could simply have said, yes, I suppose...I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
How do I get added to the tenancy? If it is sold but I made 100% contribution to the house... my mom wouldn't have any intrest in the property.
So you moved out, moved back in and stayed for 5 years as you couldn't be bothered to move out and be independent and now want to screw your Mum over, sorry for your Mum.0 -
EmmyLou30 wrote:Your Mum has the RTB, not you. You cannot buy the house at a discount to get a cheap house and profit from the tax payer. Your Mum has a lifetime protected tenancy with the council I would suggest she needs to keep until she needs more care.
Not necessarily, All depends when the mother 1st moved in and what's stated on a written tenancy agreement.
Mother will have Secure council tenancy, Protected tenancy's are with private landlords and the tenants moved in before January 1989.
.Advice given on Assured and Regulated Tenancy, Further advice should always be sought from a Solicitor....0 -
It's half term.0
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We don’t have moms we are not American. If you are American you def cannot buy your parents council house0
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