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Benefit Entitlement Help Needed Please

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Comments

  • Alice_Holt
    Alice_Holt Posts: 6,094 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    edited 27 October 2019 at 4:48PM
    calcotti wrote: »
    For the avoidance doubt, claiming new style ESA depends on not being entitled to SSP. It can be claimed while still employed provided the 28 week SSP entitlement has ended. (Alice, I know that you know this but I just thought your wording could be misinterpreted.)

    Thanks calcotti.

    That's clearer than my attempt at wording it.

    I do think PIP could be claimed now, and the OP should look into this carefully.

    EDIT: BTW - the OP indicated in his first post they have one teen aged child.
    Alice Holt Forest situated some 4 miles south of Farnham forms the most northerly gateway to the South Downs National Park.
  • HuniB123
    HuniB123 Posts: 13 Forumite
    Thanks everyone for all your help and advice. I really appreciate it.
  • HuniB123
    HuniB123 Posts: 13 Forumite
    [/QUOTE However if there would be entitlement if the LCWRA is included than they should apply anyway, with a Fit Note so that they can start a WCA process.[/QUOTE]

    Thanks but can I ask what LCWRA and WCA is please?
  • 11krage
    11krage Posts: 67 Forumite
    calcotti wrote: »
    I do not agree with the advice not to claim PIP for nine months. The criteria are that before you can be entitled to receive PIP you must have been affected by your health for three months and expect this to continue for at least another nine months. Given that how long an illness may last is not known in advance it makes sense to claim sooner rather than later. One can claim before the initial three months have elapsed but then the award, when eventually made, will start from the date three months after the health impact started rather than from the date the claim was made.

    Sorry. That was badly worded. I was concentrating on something else as well as typing. Regarding PIP I meant to say if it's a long term condition so is expected to last for more than nine months.

    As to what a WCA is this is a work capability assessment. As you'd think from the title this is to assess whether you are capable of work.

    The outcomes are lcwra (limited capability for work and work related activity) which means at this time you aren't capable of working or preparing for work. lcw (limited capability for work) which means you aren't capable of work but are capable of preparing to return to work such as undergoing courses, working on your CV, possible volunteer work or working very low hours to build up your confidence, taking meds and improving your health. What exactly you do will be decided with your work coach with the end goal of improving your condition to the point you're ready to work again.

    The final outcome is Capable of Work. Many people panic when they get this decision and think their illness is being dismissed completely. This isn't the case. This just means you are capable of some work. If you had a disability that made doing your manual work job impossible it might be decided for example you'd be able to do a less physical job such as an office job, so your work coach would help provide courses if necessary and help you get this more suitable job. Or perhaps you'd be capable of work, but not just full time hours. In which case your work coach would help you toward that goal.
    Amount left to pay on house = 64,400.

    Savings buffer = 1,028.75 of 2415.

    Next large expense = 159 of 483.
  • calcotti
    calcotti Posts: 15,696 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    HuniB123 wrote: »
    Thanks but can I ask what LCWRA and WCA is please?
    Apogees for using jargon. LCWRA is Limited Capability for Work and Work Related Activity.
    In order to be found to have LCWRA you have to go through a Work capability assessment (WCA). You need a GP Fit Note in order to get referred for the WCA.
    If found to have LCWRA you ae entitled to extra money in your UC from the fourth month. Sometimes a claimant may not be entitled to UC unless they are found to have LCWRA. In such cases they need to claim in order to start the assessment process. The claim should be kept open, even if nothing is in payment, while the WCA is carried out.
    Information I post is for England unless otherwise stated. Some rules may be different in other parts of UK.
  • calcotti
    calcotti Posts: 15,696 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 27 October 2019 at 5:28PM
    Alice_Holt wrote: »
    BTW - the OP indicated in his first post they have one teen aged child.

    I missed that. In this case there may well be entitlement to a small amount of UC now.

    Indicative calculation
    Couple Allowance (assuming OP and/or partner are aged 25 or over) £498.89
    Child Element £277.08
    Housing element say £400
    Total maximum UC £1,175.97

    Partner earnings say £1,300/month
    SSP £408.42/month
    Total earnings £1,708.42
    Work Allowance £287
    Earnings taken into account £1,421.42
    Earnings deduction 63% £895.49

    UC payable £280.48/month

    Exactly what, if anything, is payable will depend on partner's earnings and allowable housing cost.

    OP, lots of info on UC here https://www.citizensadvice.org.uk/benefits/universal-credit/
    Information I post is for England unless otherwise stated. Some rules may be different in other parts of UK.
  • HuniB123
    HuniB123 Posts: 13 Forumite
    calcotti wrote: »
    Apogees for using jargon. LCWRA is Limited Capability for Work and Work Related Activity.
    In order to be found to have LCWRA you have to go through a Work capability assessment (WCA). You need a GP Fit Note in order to get referred for the WCA.
    If found to have LCWRA you ae entitled to extra money in your UC from the fourth month. Sometimes a claimant may not be entitled to UC unless they are found to have LCWRA. In such cases they need to claim in order to start the assessment process. The claim should be kept open, even if nothing is in payment, while the WCA is carried out.

    Thank you for all the info
  • I just wanted to add that I'm so sorry to hear of your losses. It sounds like you've been through a really tough time and I think it's good you're taking some time to let yourself grieve. You've received good benefits advice above and I really hope it goes smoothly for you claiming some financial help.
  • HuniB123
    HuniB123 Posts: 13 Forumite
    I just wanted to add that I'm so sorry to hear of your losses. It sounds like you've been through a really tough time and I think it's good you're taking some time to let yourself grieve. You've received good benefits advice above and I really hope it goes smoothly for you claiming some financial help.

    Thank you so much 💕
  • tomtom256
    tomtom256 Posts: 2,256 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Sorry for your losses and apolgies, I don't want sound heartless, but is there any inheritence due at all?

    Can't see that it's been asked, unless I have missed it, but if so this could impact on what benefits are suitable for you to claim.
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