Fear of overdraft

Takmon

Donz71 wrote: »

Thanks for your reply but I would never use the whole £1000. That literally is for emergencies. An example is my funds are low now and I'm going away this weekend and worry about spending money. It's not an emergency but I'd like to use my overdraft without feeling guilty. Maybe about £200. I get paid next week so it wouldn't be for long. I know this is a petty anxiety compared to others. I guess what I'm asking is is it ok to do this every month as long as I'm sensible.

Well you should be worried to use it because if you dont have any money spare usually why would you suddenly have an extra £200 when you next get paid to pay off your overdraft?.

If you start using it you will be constantly it in and never able to pay it off.