Ccj help!

xlnc99

Robyn182 wrote: »

Thank you- that’s really useful to know and I guess will know more once they give us further details. This might be a silly question but do Lowell’s negotiate if the fees have been added on unfairly and agree to a consent order?

if the fees are wrong and added incorrectly then you should easily win your case. The judgement is wrong and you can set aside the judgement and you can guarantee lowell wont turn up for the hearing. My guess is they will agree with you and most likely not only get the judgement removed but also pay back your court fees

Robyn182

xlnc99 wrote: »

if the fees are wrong and added incorrectly then you should easily win your case. The judgement is wrong and you can set aside the judgement and you can guarantee lowell wont turn up for the hearing. My guess is they will agree with you and most likely not only get the judgement removed but also pay back your court fees

If the fees are wrong, do we contact the court to dispute it or get a consent order from Lowell’s?

Maybe cross that bridge once we get there...

[Deleted User]

Subject Access Request.

Why would 30 days be too late?
The CCJ was applied in January.

Contact the court and tell them you are awaiting SAR’s from the creditors.

xlnc99

Cross that bridge when you come to it but i am not 100% sure if a consent order works if the amount is incorrect. You may need to get it set aside and get the court fees reimbursed from lowell. Im sure they always do it if they know they are in the wrong.

But dont quote me on this - this is all new to me. Not been in a position where the judgement amount is wrong. Someone else may no better

xlnc99

!!! wrote: »

Subject Access Request.

Why would 30 days be too late?
The CCJ was applied in January.

Contact the court and tell them you are awaiting SAR’s from the creditors.

The OP wants to resolve this quickly. What is the point in sending a SAR and waiting 30 days when she can get all the information with one telephone call in 24 hours. Doesnt make any sense what you are suggesting. There is not alot of data she is interested in about herself or partner just a simple breakdown of the fees.

xlnc99

Actually - ignore my last post. You can indeed get a consent order to get the judgement removed based on the information being incorrect. I have seen this done before. So yes this is the better option as its cheaper and quicker.

Robyn182

I’ll report back. Thanks all

willLeeds

I had a CCJ removed with consent from the other party using an N244 Application Notice which cost £255 + the debt paid in full.

My situation was slightly different as it was a parking ticket with the notices sent to my old address rather than a Credit Card.

xlnc99

it wouldnt have been through consent if you paid £255. that was set aside. If you did pay £255 i suggest you get a refund as the other party have over charged you.

Did you sign a consent order form that goes with the N244?

[Deleted User]

Not every CCJ is the same which is why you cannot base it on “well I’ve had them so now I’m an expert and know everything”.

A SAR is required to see where the extra fees have come from.