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Credit Card Help/Credit Rating
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hoggysterling wrote: »Hi all,
thanks for your advice/help.
I will use the credit card and pay it off properly this time.
Just wondering about the APR's, as I didnt really understand. But if I pay the amount of in time and in full, APR doesn't matter too much? Is that the general jist of it ?
If you pay in full and on time then APR doesn't matter AT ALL as you won't be charged any interest - pay late by even a day, or pay 1 penny less than the statemented balance then you will.I’m a Senior Forum Ambassador and I support the Forum Team on the Pensions, Annuities & Retirement Planning, Loans
& Credit Cards boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.
All views are my own and not the official line of MoneySavingExpert.0
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