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The Vanguard one comes from just reading what’s popular rather than an informed decision. It’s seems to be a good choice for low-ish risk from a few threads I have read.
The Stakeholder ones seem to have a lot lower returns from the 8/10 that I have been through and there doesn’t seem to be any recommendations online (not the best way to choose admittedly).
Over the years I generally get to this point and put it on hold due to feeling ill equipped to understand it all. That’s clearly not worked as a strategy and it feels very much like the last chance to possibly make some significant savings.
I just bought the recommend book so hopefully that’s some use too!
