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Remove unused bank account

edited 30 November -1 at 1:00AM in Credit File & Ratings
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edited 30 November -1 at 1:00AM in Credit File & Ratings
Whilst I've seen this recommendation across a few cra reports.

Is it essential to close and remove any unused bank accounts.
I only have hbos to consider.
Any meaningful effect on cra reports.
sc dmp 2012 13k Dec 2019 11140 paid 80% approx.-Next Update Early Jan 2021
Mid 2018 Help2save 50 uk pounds per month-New Rules 2020
Mid 2019/20-Virgin Money e-saver 14.
H.L. Active -Charter Savings .65% 50 u.k. pounds.

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