Wife's car renewal through, reasonable price, but I've had a claim

splurgegun

The Wife's renewal has come through from RAC, it's a reasonable price, and will automatically renew on my credit card if I take no action. Which I'm happy with

However, I had a "fault" accident in my car 8 months ago which is insured separately through Hastings, and I'm a named driver on her policy as she is on mine

So my question is, can I assume that RAC know about my Hastings claim through the shared database? Or should I phone RAC for clarification

Ta

MovingForwards

You phone them to tell them you had an accident and give them all the details ie date, cost etc, they will recalculate the premium.

It will be in their t&C's.

wongataa

splurgegun wrote: »

So my question is, can I assume that RAC know about my Hastings claim through the shared database? Or should I phone RAC for clarification

Ta

No you can't. You have to contact RAC and tell them about the claim. The insurance documents from RAC will tell you this.

Aretnap

If they know about it, it will be mentioned in the renewal documents - there is usually a page detailing the tour of car, the drivers details, claims histories etc. The terms will say something along the lines of "please check these documents carefully and let us know if anything is incorrect, failing to do so may invalidate etc etc". So if it's not mentioned you need to tell them about it.