Current Account not mobile dependent

EconomicsGirl

Does anyone know of a UK current account that you don't need a mobile for?

We live rurally and cannot get mobile reception inside. Husband has a mobile and I don't. Since our bank has required a mobile for every transaction now have to spend several hours each week trying to pay for things , phoning bank and waiting for someone to answer. Am cut off from internet banking every other time. I've tried complaining, they said lots of people are complaining and having same problems but its now the law.

Even worse when we are abroad, every transaction gets declined even though we tell them. Both always been in credit.

I can use a cash machine but that's about it. Paypal gets round it but so many other issues when places don't take.

Anyone know a bank using landlines.

colsten

Most do not require a mobile, although the swiftest way is often a mobile, and WiFi calling can overcome the problem of bad mobile reception. WiFi calling is offered by most of the big networks.

If you insist on not using a mobile, you can use the likes of Lloyds or Halifax. There's a thread on here somewhere which discusses the various offers and issues. If I have time to locate it, I will post a link, or may be someone else will.

BTW, it's nonsense that it's the law that you need to have a mobile for online
banking.

EDIT: this is the thread I mentioned above: https://forums.moneysavingexpert.com/discussion/6021774/strong-customer-authentication-now-delayed-changes-to-online-verification

Also, Lloyds currently pay you £125 if you switch to them.

18cc

First Direct are primarily a telephone banking bank - may be worth considering. Authorisations are done via a keypad thingy

sheramber

Tesco will use landline

colsten

EconomicsGirl wrote: »

........

Even worse when we are abroad, every transaction gets declined even though we tell them. ............

Anyone know a bank using landlines.

How would a landline be of use when you are abroad?

EconomicsGirl

Thanks very much.

Its everyday in the UK as well as abroad. The UK is biggest issue for now as not going abroad until next summer.

I have one account with Halifax already so that would work and be easy to set up, thanks.

Eco_Miser

Yorkshire Bank (Clydesdale) will issue a token for authorisation if you insist that the other methods they offer will not work for you.

Ben8282

Which bank is it that you use and requires a mobile for every transaction. Please tell us.

DCFC79

Ive used Halifax Clarity, Monzo and Starling and none rang me to query the transactions. No need to tell Halifax your going away.

[Deleted User]

Many banks will let you use a landline for OTP codes instead of a mobile phone, Nat West for example.

worried_jim

[Deleted User] wrote:

Many banks will let you use a landline for OTP codes instead of a mobile phone, Nat West for example.

Lloyds group too.