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What small DFW things will you do w/c 14th October?

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What small DFW things will you do w/c 14th October?

edited 30 November -1 at 12:00AM in Debt-Free Wannabe
31 replies 4.9K views
1LuckyLady1LuckyLady
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edited 30 November -1 at 12:00AM in Debt-Free Wannabe
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important!
Sticking with the "Small things" thread to keep up us on the straight and narrow.
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  • edited 14 October 2019 at 5:12PM
    1LuckyLady1LuckyLady
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    edited 14 October 2019 at 5:12PM
    I've looked and looked and don't think I've missed our new weekly thread anywhere!!
    So here goes

    Todays list from me
    * Back to the gym, two classes and refill water bottle there - good for £16/month done
    * Check all unused sockets/chargers etc are off, no need to see the time display on the microwave or oven - small things ;)done
    * Got an appointment at the dentist as its been painful for three weeks was able to park right outside for free and was seen as soon as I arrived which was great! Now I'm on a 5 day course of antibiotics and a telling off from the dentist for not going in sooner!
    * Wash two loads on the quick 30 degree wash doneand hang on radiators later - no heating going on until the kids get home at the earliest done
    * Run the dishwasher on the quick wash done and empty done
    * Pop to aldee with a list, need bread, milk and fruit for lunches mainly done
    * Check banking/update spreadsheet done
    * Check back on last years spreadsheet at interest as I've forgotten to put it on my tax return. done
    * Put in new router that our supplier has sent me as ours was showing as faulty-not looked at it yet I'm hoping its just a plug and play done
    * General Monday tidy round and wipe round using washable cloths and stardrops,
    * Rm survey done
    * Try to get dh booked in for his flu jab done
    ** made families lunches for tomorrow too, much cheaper then the daily meal deal dh used to think was a good deal :)

    Right I better get on, take care all.
    Sticking with the "Small things" thread to keep up us on the straight and narrow.
  • DawnWDawnW
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    Afternoon all :)

    Thanks for starting the thread 1LL. Glad you are finally getting your tooth problem sorted out.
    Not sure where everyone is today?
    Babysitting this morning, so pitching my expectations of what I can get done accordingly! GS isn't very well, and just wants carrying about all the time. But I have:
    Had cooked HG fruit from freezer with breakfast

    Cleared up kitchen, emptied dishwasher, put recycling out etc
    Quick tidy round, got rid of dead flowers etc
    Wrapped 2 ebay parcels and finalised finance survey thing I have been doing for the past 4 weeks. All ready to post when I get chance to go to the post office!
    Pulled and prepped some carrots from the garden before it started raining, for dinner later

    Lady came to collect 3 slightly damaged cake stands via freecycle

    Charity shop people came to collect a large bookcase I decided to get rid of
    Not really moneysaving, but I love decluttering, and it will help the charity :T
    Little bit of paperwork for my business
    Needless to say I did most of that before GS arrived.
    He is asleep atm, and so is his mum who is back from her chiropractor appointment. She was up most of last night with GS, so I sent both of them up to sleep in my bed. Will wake her a bit later in time to collect GD from school.
    Won't make it to the post office or my sales unit today, but will get stuff ready for tomorrow, when I will.
    Persuade OH to put some pictures up later, in my 'new' decluttered dining room :)
    Must clean dusty space where the book case was :o

    Dinner will be made from things I already have in, no spending planned
    Wish it would stop raining!

  • foxglovesfoxgloves
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    Hi 1LL, Dawn & all who follow,
    I've done my mid-month budget check-in today & that is going to inform this week's frugal activity.
    So before next week, I want to:
    *Use as little electricity as possible, esp on heating (it doesn't feel cold yet) & laundry.
    *Maximise food stores, which will include doing a very economical meal plan & shopping list for next week.
    *Progress Christmas plans. I still haven't achieved my usual levels of organisation with this yet.
    *Really double down on Christmas gift knitting.
    *Continue garden clearing - good free fitness, but weather dependent.
    *Chase solicitor again if necessary (it will be)
    *Continue preparing house for winter.
    *Try to update my DFW diary most days.
    I've not listed all my little regular daily habits as I shall do them anyway, but this is the general shape of my week.
    Love to all,
    F xx
    Money can't jump out of your purse on its own so ask 'Can I borrow one, make one, grow one, bake one, re-purpose or recycle, acquire it for free?' Yes? Then put that purse away & keep your money because little savings
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  • ditty1234ditty1234
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    Hi LL thanks for starting us up.
    NSD day here for me. A long fay though, am about to pack up and go to bed.
    LBM Jan 2019 - £25.928/-£23.971 7.5% paid off - EF £166 Feb 2020
    2020 £1000 EF, get citizenship £1400, run 10 k in 1 hour 10 min
  • Baileys_BabeBaileys_Babe
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    1LL thank you for starting this weeks thread :A
  • edited 15 October 2019 at 5:35PM
    DawnWDawnW
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    edited 15 October 2019 at 5:35PM
    Morning all :)
    Running a bit late this morning. Currently drinking much needed coffee and contemplating the day ahead. Just read the news online and will be needing another one :(
    Anyway, today's plans:
    HG cooked fruit from freezer with breakfast :)Done

    It is forecast to be dry, so I have washing ready to go out :)Done, it needs finishing off on the airer, so will have to sort that out in a minute
    Must restock my sales unit. So I must find and label some suitable items first. Done

    And post some books sold on ebay. Done. Aargh, had to queue in the post office because I couldn't get the printer to work to print out my Drop and Go form. Wasted an hour trying to sort it out, to no avail. It appears to be a Windows 10 issue :mad:

    Meals today will consist of fridge shrapnel Done, finished up hummus for lunch, and leftover mash and cabbage to make bubble and squeak for dinner, much to OH's delight :rotfl:
    I will make some scones Done

    Think about storage for cleaning products in bathroom. Wonder if I have anything suitable already? I don't think so, but will investigate before I contemplate buying anything!. Well, I didn't have anything suitable, but popped into the charity shop and found a small and narrow but tallish cabinet thing which is what eb*y and Amaz*n were coming up with when I searched for bathroom storage. It isn't a thing of beauty, but is unobtrusive, easy to clean and fits out of the way in a corner by the wash basin. It was £5 as opposed to the online prices of around £25 for a flatpack. And the added bonus is that I don't have to assemble it! :T

    Walked the dog in the sunshine with OH. Dog was a pain, and we had to keep making detours due to the floods, but it was nice to soak up a bit of afternoon sun :) Especially since there is more rain on the way.

    Started the process of changing energy suppliers, using the MSE Energy Club. A bit ambivalent about this, as I am currently with Ovo, who have never messed up, but have got rather expensive lately :( I am on a fixed tariff, so will have to pay to get out of this, but this is nothing compared to the claimed saving. We will see!

  • twiggy86twiggy86
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    Morning all!

    Today I have/will:
    * Check banks
    * Wash load on 30 degree eco wash
    * Put milk back in fridge as OH had left out and gone to work!
    * Update spreadsheet
    * Cash out PA
    * Make CC over payment
    * Check OP/PA
    * Gym at lunch
    * Charge phone at work
    * Make meal plan
    * Make shopping list
    * SHOP TO LIST
    * Snap receipt
    * Dinner from stores
    * Do some more of my current crochet project

    Think that's everything. Hope you all have a good day!
    Starting again.. LMB 31.7.19 Starting total: £13,418.33 Current total: £10,206.55
  • edited 15 October 2019 at 2:14PM
    1LuckyLady1LuckyLady
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    edited 15 October 2019 at 2:14PM
    Afternoon all,

    I had been hoping that the antibiotics would have kicked in by now but not yet :( Still in pain and feeling very grumpy!

    This afternoons list ...
    * cook two chickens together to make the most of the oven being on -:) will mesage my parents to let them know there will be some chicken for them to collect tomorrow. :)
    * make families lunches for tomorrow :)
    * radiator shuffle the dry washing away, ironing just what is needed
    * check banking /update spreadsheet :)
    * make sure I'm clear for when the boys come home as ds1 is having a difficult time with his friendship group and the last couple of days he's wanted to chat.
    * cut open the brown sauce bottle to get it completely emptied :)
    * de-stone, chop and freeze 4 punnets of ys plums bought at the weekend - will stew these with a bit of honey and ginger for our weekend desserts with a bit of yogurt over the next few weeks :)
    * check off credit card statement :)

    Thats it for now. Take care all.
    Sticking with the "Small things" thread to keep up us on the straight and narrow.
  • ditty1234ditty1234
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    Looking like an other NSD day today. Jubii. Am a bit stressed, so decided to bake a cake when I got home today. Yet have to make dinner though.
    And have cancelled all sport this week - not a great combo!
    Am getting land lord handy man to fix a broken window and a socket. Thats two things off my list!
    Am excited I did a planned weekly shop on Saturday, might plan an other big shop this Saturday and get 10 p off fuel at Tesc* - just to stock on some things and I need to till tank this weekend anyways.
    If I do that I will just do the scan as you shop and just make sure I get to £62 - just in case.
    Still to do:
    Book minimal service for car
    Rebook dogs vaccination
    See if I can get hair cut at college salon
    Get last Info I need for DS first UK passport
    Run laundry
    Actually cook dinner
    Start meal plan and shopping list for next week
    Including food to bring as will go see uni son next week, and want to bring, or sort out a nice non take out lunch.
    Have a great week.
    LBM Jan 2019 - £25.928/-£23.971 7.5% paid off - EF £166 Feb 2020
    2020 £1000 EF, get citizenship £1400, run 10 k in 1 hour 10 min
  • ziggy2407ziggy2407
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    Hi Everyone

    1LL - Thanks for starting us off today, hope the antibiotics kick in soon

    Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

    Had a busy few days but we have been keeping the DFW faith and doing lots of small things as well as resting:

    Checked Bank & made PAD
    Gym
    Up to date on washing and ironing
    Up to date on RM surveys/correctly delivered
    Continued decluttering (lots more bits left the house via freegle and charity shop)
    Listed a few bits for sale (DS made £70 which he is thrilled with)
    Take up DS's old carpet & underlay and taken to tip (as opposed to paying carpet fitters to do it - apparently its what people do)
    Swagbucks
    Purged a few emails
    Entered a few comps
    Surveys
    All meals from cupboards/fridge/freezer
    Checked: Lucky Bob, PMP, WinaDinner
    Finished Library Book, ordered and collected more

    Night all!

    C x
    Money made in 2018 £1556.43 Money made in 2019 £1071.99
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