Need a second current account, not switching. Any incentives?

keef-WhatStandards

I just saw the message when logging on one day. I did add "I think" to the end. I have clarified it now.

OP can always take advantage by opening another account then switching, as someone above suggests anyway.

tryin

Even if you can't get benefits with the current account, maybe you can try get a better credit card https://www.moneysavingexpert.com/credit-cards/best-credit-card-rewards/

Ben8282

Although there is absolutely nothing wrong with having a second current account, I'm not sure I agree with your reasons. In your place I think I would be happier to have the money paid into my main current account. The bank would see more money coming in each month. I would get a bit of interest on it. It would help keep the average account balance up and create a buffer reserve. It would be in the correct account for when the credit card direct debit is taken etc

I am also wondering if your employer will be able to cope with salary paid into one account and expenses paid into a different account. A small point but have you checked this will be ok?

quirkydeptless

Maybe Starling Bank.

Easy to set up and track via the app, no direct debit or pay in requirements, and you'd get 0.5% interest whilst money is sitting in it.

20SmthngSver

They should give out company credit cards or even a additional debit card holders. A friend of mine often wouldn't get say May's expenses for the directors sandwiches from M&S most days until end of June or July, so she'd sometimes have to pay two credit card statements before getting money back from either month. As they didn't hold petty cash.