Incorrect default applied

Flo2108

Ben8282 wrote: »

Then why did they attempt to take the direct debit?
It appears that the car insurance people were at fault as well then by attempting to take a direct debit when no money was due? I don't hear a single word of criticism or balme for that though ….. everything is the fault of the bank!

Because it’s the bank that is at fault. Had I not closed the account, and the insurance company applied for the DD then I can assure you it would be them I’d be annoyed with.

The bank account should have been closed, it wasn’t. That’s the problem.

Flo2108

Ben8282 wrote: »

So many contradictions.

Then why did they attempt to take the direct debit?
It appears that the car insurance people were at fault as well then by attempting to take a direct debit when no money was due? I don't hear a single word of criticism or balme for that though ….. everything is the fault of the bank!

And no, there really isn’t any contradictions.

Flo2108

As I said earlier, I just came here for abit of advice, not to have every detail of my life picked apart ha. Appreciate the help. Consider the thread closed/

Flo2108

Willing2Learn wrote: »

Agreed. It would have further compounded the effect of the original bank error...

Appreciate your help 👍

[Deleted User]

But you specifically said “payday loans”.

You’re going in circles now.

You need to get your story straight especially if you intend to go to the bank with it.

Flo2108

!!! wrote: »

But you specifically said “payday loans”.

You’re going in circles now.

You need to get your story straight especially if you intend to go to the bank with it.

I said “I mean LIKE, payday loan interest, not just from 3% to 9%” as an example of high interest. I didn’t say I took out a payday loan.

I feel I’ve been clear, just picking any tiny holes or maybes in a discussion. I’m not complaining to the bank here, I’m looking for advice. I said early, thread closed, appreciate everyone’s help.