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Sealed Pot Challenge!!

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Comments

  • Mollymop5
    Mollymop5 Posts: 2,095 Forumite
    Hi greenface - u can't put your own name on the list. u have to wait for one of the sealed pot goddesses to add u.:D:D:D



    :rotfl: :rotfl: :rotfl: Thanks for this.Made my day.Off to find greenface a number.......back in a mo.



    back again.greenface you have the number 238.Welcome and good luck with this years savings :
    lost my way but now I'm back ! roll on 2013
    spc member 72

  • mumzyof2
    mumzyof2 Posts: 3,343 Forumite
    Evening all how are we all?

    Molly your side kick was in bed watching a dvd..erm bring it on dvd LMAO
    Sealed Pot dec 08 - dec 09 so far £27.67, Live off £4k Spent £330.20 GC £1,200 for 2009 Spent £50.78 PaD so far £650.07
    Debts: L/woods £154.00 C/One PAID O/D £649.90 Next £299.95 O/D PAID Gas £72.60 Electric £155.73 Mum £640.00 Orange £490.32
  • sparky0107
    sparky0107 Posts: 3,496 Forumite
    Debt-free and Proud!
    icon1.gifCredit card insurance
    Hi everyone,
    Hope you can help me. I've asked for credit card statements, so I can get a figure of the repayment cover & also late payment fees :mad: (I know!), and I've received statements from Capital One & the Halifax so far.

    Capital One

    PPI cover amounts to £110.30, add 8% interest this takes the total to - £119.12, also Late payment fees (6) @ £20 = £120, add 8% interest £129.60. there are also 3 Late Payment Fees @ £12 each. Am I right in assuming I cannot reclaim these last 3. (248.72 Total reclaim)

    Halifax

    PPI cover amounts to £578.97, add 8% interest £46.31 this takes the total to £625.29, again 3 late payment charges of £12 each. The other curious thing is that the halifax in their cover letter to me have stated the date the account was opened :confused: . (£625.29 Total reclaim)

    So far I have worked out that my reclaim will be worth £874 :eek: , this is without the 6 late payment charges between the 2 accounts. Am I right in thinking that I can go ahead and try to reclaim these charges.

    Thanks in advance for any help/replies :beer:
    Sparky0107 - Sealed pot challenge member #002. Total for SPC3 £1,030.57 Total For SPC 4 £2247.00 Total for SPC 5 £2574.62 :T Total for SPC 6 £4552.91:T
    :rotfl:LC2 & Jakes-Mum are off their heads :rotfl
    :j DEBT FREE AS OF 20/01/2012 :j
  • Stinkybell
    Stinkybell Posts: 193 Forumite
    Hi everyone. I'm thinking of taking the challenge. I've had a small tin of coins going for a while but it keeps fluctuating because it's not sealed!! Am thinking of getting a terrimundi, but can you reuse them or do you HAVE to break them?
    Chipping away at the mortgage...
    2013:£419k @ 3.14%
    2016:£385k @ 1.79%
    2019:£275k @ 1.84%
    2024: ??
  • You could try get the money out using a knife etc but takes hours.

    Have you looked in Clintons? They have some sealed pots similar to terramundis, they aren't as nice, but only about £8 (so half the price) and its not as much money to 'waste' on something your just gonna smash.

    When I need a new one, I shall be heading there
  • mumzyof2
    mumzyof2 Posts: 3,343 Forumite
    OOOoOOOOOO isnt emmerdale good?? hehehe
    Sealed Pot dec 08 - dec 09 so far £27.67, Live off £4k Spent £330.20 GC £1,200 for 2009 Spent £50.78 PaD so far £650.07
    Debts: L/woods £154.00 C/One PAID O/D £649.90 Next £299.95 O/D PAID Gas £72.60 Electric £155.73 Mum £640.00 Orange £490.32
  • oopalah
    oopalah Posts: 396 Forumite
    mumzyof2 wrote: »
    OOOoOOOOOO isnt emmerdale good?? hehehe
    Is it? I haven't seen it since it was a farm. Managed £6 in the pot today and I've joined the MAD ebay challenge to try and make some extra money to throw at the debts - made £2.20 so far:rotfl:
    Sealed Pot challenge #59
    SPC5 total £473.60
  • Stinkybell
    Stinkybell Posts: 193 Forumite
    You could try get the money out using a knife etc but takes hours.

    Have you looked in Clintons? They have some sealed pots similar to terramundis, they aren't as nice, but only about £8 (so half the price) and its not as much money to 'waste' on something your just gonna smash.

    When I need a new one, I shall be heading there

    Thanks for the tip! Count me in then x
    Chipping away at the mortgage...
    2013:£419k @ 3.14%
    2016:£385k @ 1.79%
    2019:£275k @ 1.84%
    2024: ??
  • mumzyof2
    mumzyof2 Posts: 3,343 Forumite
    oopalah wrote: »
    Is it? I haven't seen it since it was a farm. Managed £6 in the pot today and I've joined the MAD ebay challenge to try and make some extra money to throw at the debts - made £2.20 so far:rotfl:

    :rotfl: :rotfl: :rotfl: :rotfl: :rotfl:
    Sealed Pot dec 08 - dec 09 so far £27.67, Live off £4k Spent £330.20 GC £1,200 for 2009 Spent £50.78 PaD so far £650.07
    Debts: L/woods £154.00 C/One PAID O/D £649.90 Next £299.95 O/D PAID Gas £72.60 Electric £155.73 Mum £640.00 Orange £490.32
  • Mollymop5
    Mollymop5 Posts: 2,095 Forumite
    Stinkybell wrote: »
    Thanks for the tip! Count me in then x


    Member 239 :T welcome to the challenge :)
    lost my way but now I'm back ! roll on 2013
    spc member 72

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