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Sealed Pot Challenge!!

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Comments

  • it was p!$$ing down hear this moring, but it has started again now :mad: , i hope it stops by the morning or im going to get soaked on the wat to college, again. yep, in 11 days [strike]i should have[/strike] i will have packed my 20 a day habit :j what am i going to do with all that ££££ i will be saving? i think a nice treat for me 1st, then start paying the CC off.

    I loathe the rain. Its awful when you work in it!
    I am one of the 63336.
    His Grace Lord Stunty the Coherent of Deep Throcking

    'It is better to have lived one day as a tiger than a thousand years as a sheep.'
  • I'm gonna join you angel, you have inspired me!

    How many was that a day, i smoke 20
    im on 20 a day at £5.50 a pack
    Back on MSE again! to take control of my finances and not let it control me. :T May grocery challenge £41.96/140
  • night night, everyone. im of to the land of nod, got to be up at 6.30am :mad: you all have a good day tomorrow. xx
    Back on MSE again! to take control of my finances and not let it control me. :T May grocery challenge £41.96/140
  • night shelley and all you ladies, I'm off to revise for a bit..... catch you all laters...
    I am one of the 63336.
    His Grace Lord Stunty the Coherent of Deep Throcking

    'It is better to have lived one day as a tiger than a thousand years as a sheep.'
  • Mollymop5
    Mollymop5 Posts: 2,095 Forumite
    night everyone :)
    lost my way but now I'm back ! roll on 2013
    spc member 72

  • mumzyof2
    mumzyof2 Posts: 3,343 Forumite
    nykmedia wrote: »
    Mumzy! :eek: :eek: :eek: I thought you had quit? Did you have to leave the quitters' thread too? :rotfl: Don't think they like me much there - can you get blackballed from an MSE thread?? Not that I care, I just quit and keep the total tallied in my signature to remind me how much I haven't spent on cigs. Sorry to go off topic on your thread but I was surprised at your mentioning it :rotfl: :rotfl: :rotfl: Did you do the 'demotivator' test? (It's linked at right hand side of the page under 'free tools'.) Mine works out at £465 a year!


    NOooooo i didnt quit..remember i had cigs given to me from my mum...well they have all gone now..as i shared most of them with my mum even tho she gave them me lol. I bought my first packet of 40 today was so mad coz i said i would quit when they had all gone! why dont they like you??? The stop smoking thread gave me 2 books (one was brand new that a guy sent me, he bought it just for me, which i didnt knwo about till it got here) now one of the books is in cyprus with my mum
    Sealed Pot dec 08 - dec 09 so far £27.67, Live off £4k Spent £330.20 GC £1,200 for 2009 Spent £50.78 PaD so far £650.07
    Debts: L/woods £154.00 C/One PAID O/D £649.90 Next £299.95 O/D PAID Gas £72.60 Electric £155.73 Mum £640.00 Orange £490.32
  • sparky0107
    sparky0107 Posts: 3,496 Forumite
    Debt-free and Proud!
    lol, look at my signature, got just under £1000 back so far, theres about £2000 left to go icluding ppi's reclaiming.......

    Morning Stunty
    Just wondering if you know, I took a loan with the Halifax, over the internet during the application I said I didn't want the insurance & the website just stopped the application and came up with a screen for with a message for me to ring a representative and giviing me a number to contact them, I rang this number & was "persuaded" to take out the insurance. Do you think I could start a claim for this?

    Thanks, Sparky
    Sparky0107 - Sealed pot challenge member #002. Total for SPC3 £1,030.57 Total For SPC 4 £2247.00 Total for SPC 5 £2574.62 :T Total for SPC 6 £4552.91:T
    :rotfl:LC2 & Jakes-Mum are off their heads :rotfl
    :j DEBT FREE AS OF 20/01/2012 :j
  • Morning all, good to hear a few people going to save more by ditching the cigs! I gave up about 7 years ago now and haven't had a single puff since! I used the patches which really worked for me :j

    As for my sealed pot I have had a few NSD so no change for me :rolleyes:
    Sealed pot Member target £200 - No. 151
    GC Yearly £3k so far £1097 May£220/£300
    £1k in 100 days so far - £235 :p
    Snowball debt free calculator says DEC 09 - lets hope we can do it!

  • sparky0107 wrote: »
    Morning Stunty
    Just wondering if you know, I took a loan with the Halifax, over the internet during the application I said I didn't want the insurance & the website just stopped the application and came up with a screen for with a message for me to ring a representative and giviing me a number to contact them, I rang this number & was "persuaded" to take out the insurance. Do you think I could start a claim for this?

    Thanks, Sparky

    Morning Sparks, flying visit for me this this morning, but hell yeah, you should reclaim that, they CAN'T deny you a loan unless you take their PPI. Check out Martins guide, its easy to follow, and thats an open and shut case!

    How was the meal on Sunday?
    I am one of the 63336.
    His Grace Lord Stunty the Coherent of Deep Throcking

    'It is better to have lived one day as a tiger than a thousand years as a sheep.'
  • sparky0107
    sparky0107 Posts: 3,496 Forumite
    Debt-free and Proud!
    Hiya,
    Thanks for that, wasn't too sure, but now I've got the bit between my teeth, going for it, this Sunday for the night out, get a lie in Monday as we're back on late shift.
    Take care Stunty

    Sparky
    Sparky0107 - Sealed pot challenge member #002. Total for SPC3 £1,030.57 Total For SPC 4 £2247.00 Total for SPC 5 £2574.62 :T Total for SPC 6 £4552.91:T
    :rotfl:LC2 & Jakes-Mum are off their heads :rotfl
    :j DEBT FREE AS OF 20/01/2012 :j
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