PCN from 2016 re-emerges

Le_Kirk

A picture of the V5C is fine. The email to the DPO is ONLY about the data rectification. Any other correspondence goes to the address (postal or e-mail) that you find on the PCNs.

Swede245

Ok thanks. I will also email the address on the PCN then and explain that I didnt receive the letters on the dates they thought I would, but instead a week or so later.

Redx

Do not reveal who was driving

As stated above , the rectification notice is just to get your data amended to your current address , nothing to do with arguing your case with them. It has one specific outcome , to get the data about you corrected and up to date

Nothing you can say or do will alter their stance , apart from paying the alleged debt in full , or winning in court within the 6 year timescale, so expect this to go on for many months

Swede245

I emailed their DPO a few days ago with the change of address. I've not heard back, but I'll wait and see where the next letter is sent. I will read up on abuse of process and grace periods and wait for a LBC. Thanks for all advice so far.

Swede245

After receiving a couple more debt collectors letters (which each stated I had 7 days to pay from the date on the letter, but arrived 7 days after that date!), I have now received a LBC.
It says I must complete and return the attached documents within 30 days of the date of the letter, but the letter is not dated! Does my time start from when i received it yesterday?
So from reading the newbies thread my next step is to send their DPO a SAR, and then separately an AOS, or does the SAR count as acnollogment?

Thanks

Le_Kirk

You cannot execute the AoS unless you have received court papers. Your letter of claim can simply be refuted by stating you intend to defend the claim, you don't need to fill in their forms.

If you haven't previously submitted a SAR, you can do so now, then you will be ready (having done all your other research) to write a defence and then witness statement etc.

Coupon-mad

Are you sure it isn't just a fake one from CIS (pretending to be NPE) like this?

https://forums.moneysavingexpert.com/discussion/6070953/letter-before-claiim

Like all newbies you will learn SO much more by reading threads every day instead of posting on yours...I also stringly suggest you read CEC16's thread to understand the CRA 2015 issues, in case NPE do ever start a claim.

A CIS letter (and that IS a CIS letter if it asks for payment to CIS and goes on about silly rubbish like the 'Master of the Rolls') is not a precursor to an imminent claim IMHO, because CIS are waster debt collectors who can't sue, as they are not solicitors, and NPE are not bright enough to do a claim on their own without their hands being held by BW Legal or Gladstones solicitors.

Swede245

Thank you both for the replies. I'm surprised to find that it is likely a fake LBC, I can't believe they can get away with sending letters headed and addressed as someone elses! As it had the 30 day deadline and reply forms I assumed it was real. I suppose just incase it is real I should go ahead with the SAR anyway just so I'm covered.
I've started reading through CEC16's thread, thanks for directing me to that.