We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Car stolen - Am I liable?

245678

Comments

  • 20 months for a first offence of twocing your car? Wow! The courts have got very tough.
    Yep, that is a staggering sentence given the reported facts.
    Proud member of the wokerati, though I don't eat tofu.Home is where my books are.Solar PV 5.2kWp system, SE facing, >1% shading, installed March 2019.Mortgage free July 2023
  • Snowy5
    Snowy5 Posts: 15 Forumite
    The insurance company have said I am liable as I am the policy holder.

    The judge, when sentencing, asserted that as the MIB would pay out to the victim, he would convert any monetary penalties into a custodial sentence.

    My son was working a full time job before the sentence and planning to pay me so I could pay the claim.

    Now he has lost his job and won't be so easy to get another with a record.

    Therefore, the judge's ignorance and refusal to believe me leaves me as a victim also as I have very little money.
  • Snowy5
    Snowy5 Posts: 15 Forumite
    The judge said he was sending a tough message with this sentence to all those who take cars.

    He ignored probation recommendations, and character references, agreed he was suffering psychiatric symptoms, but that is no excuse he said
  • Snowy5
    Snowy5 Posts: 15 Forumite
    The judge said he was sending a tough message with this sentence to all those who take cars.

    He ignored probation recommendations, and character references, agreed he was suffering psychiatric symptoms, but that is no excuse he said
  • SHAFT
    SHAFT Posts: 565 Forumite
    edited 2 October 2019 at 10:20PM
    20 months for a first offence of twocing your car? Wow! The courts have got very tough.

    You're forgetting the injury to the pedestrian, I'm sure he stopped at the scene and wasn't under the influence of anything.
  • worried_jim
    worried_jim Posts: 11,631 Forumite
    10,000 Posts Combo Breaker
    SHAFT wrote: »
    You're forgetting the injury to the pedestrian, I'm sure he stopped at the science and wasn't under the influence of anything.

    Got it! He was battered with a pocketful of skunk. Now it makes sense. Like pulling teeth.
  • SHAFT
    SHAFT Posts: 565 Forumite
    Snowy5 wrote: »
    The insurance company have said I am liable as I am the policy holder.

    The judge, when sentencing, asserted that as the MIB would pay out to the victim, he would convert any monetary penalties into a custodial sentence.

    My son was working a full time job before the sentence and planning to pay me so I could pay the claim.

    Now he has lost his job and won't be so easy to get another with a record.

    Therefore, the judge's ignorance and refusal to believe me leaves me as a victim also as I have very little money.

    Why would they when your insurance was in force covering the vehicle at the time?
  • Nick_C
    Nick_C Posts: 7,631 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Home Insurance Hacker!
    Dr_Crypto wrote: »
    Why would the OP have to pay? Her car was stolen (by the son). Her insurance may pay the injured person and recover the funds from the thief (sin) but not the OP since she was also a victim of her son’s criminality.

    Her car wasn't stolen. Theft involves an intention to permanently deprive. Hence the offence of TWOC. The son (based on what we know) is not a thief, but he is a criminal.

    OP - this experience must have been terrible for you. Not just the insurance claim, but feeling responsible for your son ending up in prison. My sympathies. Sounds like you need proper legal advice. Maybe the CAB or a fixed fee interview with a local solicitor.

    How much is the claim?
  • Car_54
    Car_54 Posts: 8,949 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    This is a dark matter.
  • Scrapit
    Scrapit Posts: 2,304 Forumite
    1,000 Posts Second Anniversary Name Dropper Combo Breaker
    As a victim of crime do you not get compensated? And for the damage to the motor?
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 600.9K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.