Forgot to change address with phone & car company!

Kate416

Hi, I’m totally new to this, it’s my first ever post so please be kind😆 I moved back home a couple of months ago and at the time I thought I’d changed my address with all the important people, including electoral roll etc. It just turns out I missed a couple - my mobile phone company and also the finance company I have my car loan with. I have rectified these with both companies now, however my question is will this affect my credit score / the chances of me having a mortgage application accepted? Especially with me not having a ‘perfect’ credit score, not due to any ‘bad’ credit as such, just because I’m young and the only credit I’ve ever had is my car loan so I don’t have a huge credit history! I’m applying for a mortgage in the next few weeks which has me stressed upto the eyeballs anyway and this is just something else for me to worry about. Both accounts are still showing on my credit report, just as the old address. Any advice would be appreciated. Thanks!😁

[Deleted User]

Don't worry about any impact on the pretend credit score.

If you've now updated all your addresses, that's all you need to do.

Ben8282

Forget about the credit score it is meaningless.
Having accounts at different addresses could potentially cause lenders some concern so ensure that they are all at the same address, which should be the address where you are on the ER.