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Credit rating confusion.

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  • Ben8282
    Ben8282 Posts: 4,821 Forumite
    1,000 Posts Combo Breaker Newshound!
    edited 30 September 2019 at 4:35PM
    why is it you can login to different credit rating websites and they all give a different score and different options on loans and cards ect.

    Why can't they all give the same score rating.
    Because the score is made up by them and meaningless.
    Because those are the cards/loans that they get the best commission for/are promoting today.
  • The score is just a bit of fun and should be ignored, it's the contents you need to monitor.

    Not all financial institutions / utilities / phone companies report to all three CRAs, some report to one, some credit check one but report to all three.
    Mortgage started 2020, aiming to clear 31/12/2029.
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