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Buying from Ebay using Paypal credit 0% interest free

Hi,

I'm about to purchase from Ebay using Paypal credit and the option of 0% interest free for 4 months.

I'm at the checkout page and see the option for Paypal credit but below that it says from £14.86 a month. That makes me think it's the 24month instalment plan.

Is there the option of selecting 0% a bit further on in the payment process?
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