Newbie considering Vanguard All World VWRL ETF

Brian65

Thrugelmir wrote: »

X-O is a pure consumer stockbroker, i.e. will trade anything listed on the LSE, no funds available.

It's parent Jarvis Securities does trade funds. However it's fee structure is targeted at a different target audience.

They also run the sharedealing services for Building Societies, and custody services for other stockbrokers etc.. https://markets.ft.com/data/equities/tearsheet/profile?s=JIM:LSE
But most people have never heard of them because they don't advertise

_RCC_

When looking through the fine print of these 4 funds (VWRL, VWRA, VWRD and VWRP) the investment structure seems to be an Irish UCITS, domiciled in Ireland with it's tax status being "Germany, UK Reporting".  It appears that means they are subject to "excess reportable income" as they are treated as offshore investments.  And that needs reporting to HMRC.  Not sure if it does if the funds are held in ISAs but seems to be the case if not.
The closest fund that is UK domiciled seems to be Vanguard FTSE Global All Cap Index Fund GBP Acc (BD3RZ58).  
Be grateful for any thoughts, views or explanations around this.

tranquility1

Anyone here invested in VWRP, and know how it's performance compares with VLS100 and HSBC All World?

As someone who is hooked on checking my investments everyday, I quite like the fact that VWRP is an ETF and therefore is updated live, as oppose to VLS100 and HSBC All World which has days of lag as they aren't live.

grumiofoundation

tranquility1 said:

Anyone here invested in VWRP, and know how it's performance compares with VLS100 and HSBC All World?

As someone who is hooked on checking my investments everyday, I quite like the fact that VWRP is an ETF and therefore is updated live, as oppose to VLS100 and HSBC All World which has days of lag as they aren't live.

You are replying to a thread started in Sep 2019 by the way - probably easier to start a new one.

Although since you can compare the past performance of all 3 investments by comparing the past performances there isn't a lot more to say i guess...

eskbanker

tranquility1 said:

As someone who is hooked on checking my investments everyday, I quite like the fact that VWRP is an ETF and therefore is updated live, as oppose to VLS100 and HSBC All World which has days of lag as they aren't live.

OEICs are priced daily (on working days) so time your checking to be after the price updates if you really feel the need to monitor that closely - while anything traded in real time will obviously entail live pricing, the ability to monitor more frequently than daily would be an odd reason to favour ETFs over OEICs when making fundamental investment strategy decisions!

tranquility1 said:

Anyone here invested in VWRP, and know how it's performance compares with VLS100 and HSBC All World?

Comparative analysis, including charts, etc, is readily available via most full-feature platforms and independent sites such as Trustnet and Morningstar....

chucknorris

bowlhead99 said:

pip895 wrote: »

HMWO is good - slightly out performs VWRL - presumably because of the lower fees.

HMWO tracks a different index, which excludes emerging markets.

In some periods it's true that the HSBC product would outperform (if emerging markets have a hard time), and in others it would underperform against a more comprehensive index such as FTSE All-World or FTSE Global All-Cap or MSCI ACWI.

As emerging market economies might be expected to offer higher long term growth rates than developed ones (huge populations while the companies there have lower price/earnings ratios then those listed on stock markets which which have already matured), it would be a strange choice to shun those countries in order to save a few basis points of fees.

I've recently become aware of an impending problem, which is that when I retire in (probably 3 years) I will be in the 60% tax band if I continue with my current strategy. But in looking for a solution, I (think) I've found one that not only solves it but also is something that I should have been doing anyway. Previously my equity investments have been for income, disregarding capital growth. If I rebalance my portfolio to include equity growth investments, it solves the 60% tax band problem. 

So I intend to invest in both VWRL and HMWO, could you (or anyone else) suggest similar etf's that I could look at?