Statute of Limitation

KILL_BILL

For credit is the 6 year statute of limitation from the date of the defaulted account by the credit company on the report or when a last payment was made before payments ceased to be made

sourcrates

The cause of action date is now deemed to be the date by which your account had to be brought back into line, (appeal court ruling) detailed on the default notice, more commonly refered to as the default date.

PRAISETHESUN

My understanding of statute barred debt is that the timer runs for 6 years from the default date (the cause of action date as per the post above). However, if acknowledgement of the debt has been made during that time (either through writing or by making a payment) then that will reset the 6 year timer. Some good info below: https://www.nationaldebtline.org/EW/factsheets/Pages/time-limits-for-recovering-debts/statute-barred-debt.aspx