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OK I'm going to do this!

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  • darrannah
    darrannah Posts: 143 Forumite
    Part of the Furniture 100 Posts
    Well done on the Pading you're doing great.

    Have a lovely day x

    Thank you Purplemum just need to keep it up now :)

    Just had a nice treat this morning, daughter number 1 has just come in off a night shift and taken me out for breakfast AND paid :)
    PAD was only £1.30 on cc1 today. (Think I’m gunna concentrate on clearing this one with the PAD’S)
    Couple of things bought from the supermarket last night at just over £5 so not done bad with the budget this week :T
    Need to have a think this week of how to do a sleepover for 8 girls on a budget :eek: so any ideas are more than welcome. It will be in 2 weeks for daughter number 2’s 13th birthday, but typically it’s 3 days before payday :mad:
    Other than that nothing much else to report
    It Friday so it Granny’s phone calls

    Enjoy your day,
    Suzy xx
    What’s meant for you will not pass you 😃
    A fool and his money are soon parted!
    use it up, wear it out, make it do or do without :)
    EF -£860 Total debt - £2070 (DF March 2020)
    Clubcard-£10.50, coop card £15.63 Surveys cash- 8.94
  • beanielou
    beanielou Posts: 95,667 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Pizza, pop & pick & mix?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • darrannah
    darrannah Posts: 143 Forumite
    Part of the Furniture 100 Posts
    beanielou wrote: »
    Pizza, pop & pick & mix?

    Thanks beanielou, I have managed to drop on some Ben and Jerries choc brownie ice cream 750ml for 99p (no I’m not kidding) so I picked 2 up and am going to use them to make milkshakes, (if I had room in the freezer I’d have picked more up :mad: )
    DD1 was a beauty student so has LOTS of pamper/nail stuff that she has very kindly offered to use on them, then I think it will just be a board game film and then bed (fingers crossed :rotfl: :rotfl::rotfl: )
    The only thing she has requested is pancakes for breakfast, I think I can stretch to that :D

    Have a good evening,
    Suzy xx
    What’s meant for you will not pass you 😃
    A fool and his money are soon parted!
    use it up, wear it out, make it do or do without :)
    EF -£860 Total debt - £2070 (DF March 2020)
    Clubcard-£10.50, coop card £15.63 Surveys cash- 8.94
  • beanielou
    beanielou Posts: 95,667 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great bargain on the B & J's.
    My DS used to eat a LOT of it!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • darrannah
    darrannah Posts: 143 Forumite
    Part of the Furniture 100 Posts
    Good morning and a blinking cold one it is, I don’t envy DS working outside in this all day, he’s a scaffolder! However he was wise and bought himself some thermals last week so he shouldn’t be too bad
    What’s meant for you will not pass you 😃
    A fool and his money are soon parted!
    use it up, wear it out, make it do or do without :)
    EF -£860 Total debt - £2070 (DF March 2020)
    Clubcard-£10.50, coop card £15.63 Surveys cash- 8.94
  • darrannah
    darrannah Posts: 143 Forumite
    Part of the Furniture 100 Posts
    Good morning and a blinking cold one it is, I don’t envy DS working outside in this all day, he’s a scaffolder! However he was wise and bought himself some thermals last week so he shouldn’t be too bad :D
    PAD’s over the weekend amounted to £3.11 onto cc1 so that’s coming down nicely now. :T
    Menu plan is written out for this week and it’s shopping day today so I’ve transferred the money out of the grocery account, BUT it’s also half term and I have a little “helper” so this will be a big test to see if I can stay within budget with her with me :eek:
    Yesterday Hubby reminded me of a bill that needed paying...can I remember what it is this morning....can I heck :rotfl::rotfl: I will have to wait till later and ask him!
    Morning organisation routine is still on track so all cleaned, swept and a load of laundry is in, not sure how long it will stay like this when the little whirlwind gets up, she is the messiest kid I have ever known!

    Anyway I am off for a coffee and to brace myself for the shopping trip
    Wish me luck:rotfl:
    Enjoy your day,
    Suzy xxx
    What’s meant for you will not pass you 😃
    A fool and his money are soon parted!
    use it up, wear it out, make it do or do without :)
    EF -£860 Total debt - £2070 (DF March 2020)
    Clubcard-£10.50, coop card £15.63 Surveys cash- 8.94
  • beanielou
    beanielou Posts: 95,667 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope your shopping trip goes well!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • twiggy86
    twiggy86 Posts: 2,681 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Re pots - I have all the money in one account and set out my pots in a spreadsheet. Works fine unless I need/ want something and don't have access to my spreadsheet! I think monzo allows you to set up pots, but that could be wrong!
    Debt as at 5 June 2023 - £15,600.89
    Current debt - £5,555.00
    Total paid off - £10,045.89 (64% paid off)
  • Hey, well done your doing great! as for using pots, Monzo is brilliant, you can set up lots of virtual pots and split your money as per your budget!
    My debt free journey, diary and all! New Life Pending :beer:
  • good morning,
    Thanks Iwantanewlife and Twiggy, my daughter has Monzo so I shall get her to show me her app to see what I can do on it. I think I would need separate pots rather than just allocating out from 1 account, because I would get confused and I don’t have the patience for spreadsheets:mad:

    The shopping trip didn’t go as bad as expected with me only going over budget by £9.88, but that did include 2 pumpkins that I wouldn’t normally buy, plus they will keep DD2 happy (and quiet) for a while so it’s a win win :rotfl:

    Work paid out yesterday so PAD’s yesterday were
    £15.92 on cc1
    £20 on cc2
    £19.24 on cc3 and
    £52.84 on cc4

    Then £3.18 on cc1 this morning, I like seeing these balances coming down :T:j

    I’ve managed to put a few mor 20p’s in the tube and I am now upto £4.20, even the eldest 2 are giving me theirs :rotfl: (every little helps)

    I think the weekly shopping it turning out great for us, I’m finding that I am stocking up on stuff quite a bit so maybe, if it all turns out good I won’t have to shop one week other than for fresh stuff :)

    Ah well the dreaded work is calling me so
    Enjoy your day,
    Suzy xxx
    What’s meant for you will not pass you 😃
    A fool and his money are soon parted!
    use it up, wear it out, make it do or do without :)
    EF -£860 Total debt - £2070 (DF March 2020)
    Clubcard-£10.50, coop card £15.63 Surveys cash- 8.94
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