Buying a Property: Needing to Prove Fire Safety to Lender but How?

davidmcn

edgex wrote: »

So your wanting to buy a property that has had at least one previous owner. A fire safety report was (?) done. Yet the seller doesn't have a copy? (that they will have wanted for their insurer & mortgage holder etc)

"Their" insurer would be the freeholder's insurer, and the mortgage lender would only take an interest at the time a new mortgage is being offered - so it's quite feasible for the current owner not to be any the wiser, unless they've bought or remortgaged very recently.

JessRascal

G_M wrote: »

You may not have mean it this way, but we often read people here sayng things likethis.


It is not your solicitor you need to be patient with (or blame); He has almost certainly requested it. It is the seller's solicitor, or more likely the management company, that is the cause of the delay. There is nothing your solicitor can do unless or until they respond to him.

I'm just saying that there doesn't seem to be anything I can do, it just sits with the solicitor as far as I'm concerned but yes that's not me saying it's him holding things up.

JessRascal

edgex wrote: »

So your wanting to buy a property that has had at least one previous owner. A fire safety report was (?) done. Yet the seller doesn't have a copy? (that they will have wanted for their insurer & mortgage holder etc)

Yes, it has had a previous owner (it's currently being rented out in fact). I believe it has had a fire safety report because I think all high-rises have been checked and it does not appear in any articles I can find regarding buildings in Leeds that do not meet fire regulations (including those articles you linked to).

The issue I have been having is that I don't know who has a copy, I'm guessing someone must do but I haven't yet been able to get hold of one. The solicitor has been chasing the seller/the building's management company/whoever and I have come to the conclusion that I just need to be more patient in waiting for this documentation to be sent to them. I guess it's just not as simple as I expected.