Inconsistent addresses/mortgage prep

Facknats

Hello all,

I am in the process of tidying myself up in the hopes of buying a first house this time next year.

My credit report has no missed payments, low debt to income and low% of credit used. So far, so good!

One issue is that between 2014 and 2018 I struggled to find work after graduation. I moved around so much and was sometimes effectively homeless, staying with some very helpful friends. My fortunes have since improved but the result is, Equifax and Experian don't have dates that match up and both have me registered at living at two addresses which I used to receive post.

Is this likely to raise any hairs during mortgage application? Should I contact agencies with a correction?

Also, some lenders haven't uodated my address which looks inconsistent..

Cheers for any nuggets of wisdom...

Willing2Learn

Facknats wrote: »

… some lenders haven't uodated my address which looks inconsistent..

Contact all your lenders to make sure they have your current address and contact details. Make sure your correct current address on the Electoral Register is up-to-date too and make sure you renew you ER registration on each yearly cycle. And finally, make sure all your utility accounts (gas, electric, water, mobile, internet etc) have you registered at the same current address as everything else.