Buildings insurance and retaining walls

eddddy

Clifford_Pope wrote: »

A quick Google search says that normally the uphill property is responsible for a retaining wall, because they benefit.

Realistically, it can be either property that benefits. It depends who built the retaining walls, and why.

If the "lower level" property owner dug out the earth (to level their land), they have a responsibility to stop their "higher level" neigbour's land from slipping downwards.

But if the "higher level" property owner built up the level of their land (to make it level), they have a responsibility to stop the built-up earth falling on to their "lower level" neighbour's land.

Alter_ego

Clifford_Pope wrote: »

The OP said:
"My property is built on a hillside and so there is a retaining wall as part of my garden to hold up the land above my property, and a retaining wall to hold up my garden from the land below it. Both walls are starting to show cracks which appear to be increasing in size."


There are therefore 3 properties involved - the one above, whose garden risks sliding into the OP's, the one below who risks the OP's sliding into his, and the OP himself.

Perhaps the OP could come back and clarify whether other properties are involved. Post 1 simply refers to the land above and land below.
Not all properties are in neat rows.