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HB, EAS and Renting
DJDeluxe
Posts: 6 Forumite
Hi Everyone,
I need a steer in the right direction on this.
Here are the facts:
I have poor credit, although no CCJ's or Insolvencies
I have not a lot of disposable cash
I have just relocated to a different county to be with my partner
I earn around £30kp.a.
I'm 46.
She suffers with M.E. and is on Income Based EAS.
She still lives at home with her parents (She's 35)
She hasn't yet transferred over to Universal Credit
We both want to move in together, and want to work out a budget of what we can afford so we can start to look properly.
So, here's the questions:
Would she get housing benefit for 50% of the tenancy agreement?
Would she potentially lose any money on transferring to Universal Credit?
Would Landlords accept people on EAS as a general rule of thumb?
Would she lose any benefits due to the amount of money I earn?
We've tried speaking to the CAB and unfortunately, we can't seem to get them when there is either someone there that can advise, or they are actually open.
The pull to move in together is strong, so I'm hoping some of you can help put this into some kind of order so we can move forwards.
Thanks in advance.
Steve
I need a steer in the right direction on this.
Here are the facts:
I have poor credit, although no CCJ's or Insolvencies
I have not a lot of disposable cash
I have just relocated to a different county to be with my partner
I earn around £30kp.a.
I'm 46.
She suffers with M.E. and is on Income Based EAS.
She still lives at home with her parents (She's 35)
She hasn't yet transferred over to Universal Credit
We both want to move in together, and want to work out a budget of what we can afford so we can start to look properly.
So, here's the questions:
Would she get housing benefit for 50% of the tenancy agreement?
Would she potentially lose any money on transferring to Universal Credit?
Would Landlords accept people on EAS as a general rule of thumb?
Would she lose any benefits due to the amount of money I earn?
We've tried speaking to the CAB and unfortunately, we can't seem to get them when there is either someone there that can advise, or they are actually open.
The pull to move in together is strong, so I'm hoping some of you can help put this into some kind of order so we can move forwards.
Thanks in advance.
Steve
0
Comments
-
Run the benefit calculators on gov.uk.
Did you mean ESA?
Landlord/agents can choose to rent to who they wish, as long as not discriminating unlawfully (eg race, religion, sexuality). Some landlords very happy with benefit claiments. Many won't know tenants getting benefits. MOST UK adults receive some benefits. I suspect some of my tenants get some but don't ask.
As a landlord I disciminate in favour of those with good evidence of being able to pay the rent and a history of paying in full on-time & looking after their homes. Applicants may decide to decline to provide evidence etc.
Artful: In receipt of 6 benefits (old...).0 -
theartfullodger wrote: »
Did you mean ESA?
Yes. I always get it wrong! haha
I've ran those calculators, but I don't really understand them too well. Some councils use different criteria, I Understand?
Is this true?0 -
Post this over on the benefits board for advice on benefits.0
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