📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

John Lewis mis-sold me Accidental Damage Package

Options
Longstocking
Longstocking Posts: 7 Forumite
edited 17 September 2019 at 3:22PM in Reclaim PPI & other insurance
I bought an accidental damage plan that doesn't cover business use - where do I stand?

Comments

  • BoGoF
    BoGoF Posts: 7,098 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    A lot of that is irrelevant information. Did you tell them it was for commercial use. As a B2B transaction its up to you to do due diligence.
  • I said " I said also that I needed to get the machine urgently as I was a graphic designer working from home and had a list of clients waiting for work from me and that I would only order if I could get urgently."

    I don't know what is relevant or not relevant, I am just telling the story of what happened so nothing is missed out.
  • BoGoF
    BoGoF Posts: 7,098 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Well we don't need to know you paid £6.99 for quick delivery. Only saying this as the longer you take to make your point the less people will reply.

    It can be summed as I bought an accidental damage plan that doesn't cover business use - where do I stand?
  • Now corrected
  • bigisi
    bigisi Posts: 925 Forumite
    You've been put back to the position you were in before it was "missold" and have been compensated as a good will gesture. There's nothing more to be had.

    'missold' isn't a magic word which gets you a free Mac.

    As a business who relies solely on this computer to provide your services to clients, it could be expected you'd have better protection against this kind of thing already.
  • I wasn't after a free iMac, I just thought they should be liable to repair it, seeing as they sold me a care package, the mac got damaged, they then cancelled the care package,. I had told them it was for myself working at home as a self employed graphic designer. They hadn't read the terms out to me, they asked if I wanted the 2 year care package, I said yes. The machine was damaged, I rang up to claim, they said it was covered, then said because it was business use, it wasn't. Surely they should be responsible?
  • bigisi
    bigisi Posts: 925 Forumite
    I wasn't after a free iMac, I just thought they should be liable to repair it, seeing as they sold me a care package, the mac got damaged, they then cancelled the care package,. I had told them it was for myself working at home as a self employed graphic designer. They hadn't read the terms out to me, they asked if I wanted the 2 year care package, I said yes. The machine was damaged, I rang up to claim, they said it was covered, then said because it was business use, it wasn't. Surely they should be responsible?

    Please think about it (Take all the emotion out of it and look at it objectively) then explain your logic behind the phrase in bold.

    Another question for you. Who do you think "should be resposible" had you never bought the cover?
  • BoGoF
    BoGoF Posts: 7,098 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    As I said earlier it is your responsibility to ensure the product met your needs. You didn't. You failed to carry out due diligence. As a business you are not protected by consumer law.
  • BoGoF wrote: »
    As I said earlier it is your responsibility to ensure the product met your needs. You didn't. You failed to carry out due diligence. As a business you are not protected by consumer law.

    Thanks that's answered my query!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.