Bifold door key broke in lock - whose fault is it?

davidmcn

Woody1971 wrote: »

But then again what does accidental cover include if not doing something like this by accident?

Indeed, unless they can point to a relevant exception in the policy.

Of course, if they pay out to you and really think you had a case against the fitter, the insurers could pursue him instead.

shaun_from_Africa

Woody1971 wrote: »

That is what I also thought when I did it, but the insurers made out it is the fitter's fault, hence my question to the forum.

Because if they could convince you to get the fitter to pay then they wouldn't have to.