Bought Category S Car

EdGasketTheSecond

I'm sure under the old categories structural damage had to be checked/inspected by engineers before the car could be allowed back on the road but apparently not for Cat S; they only have to be re-registered with DVLA. Did you have any bother insuring it?

Arklight

Hell hath no fury like a woman scorned.

Rundle123

EdGasketTheSecond wrote: »

I'm sure under the old categories structural damage had to be checked/inspected by engineers before the car could be allowed back on the road but apparently not for Cat S; they only have to be re-registered with DVLA. Did you have any bother insuring it?

Ah right I see, that would make sense to do it, wonder why they stopped that, no no bother at all, would I need to declare or is it something that would automatically come up on the system?

AdrianC

EdGasketTheSecond wrote: »

Doesn't a cat S have to be structurally checked before being allowed back on the road? Has that been done OP?

No. CatC used to have to undergo an ID check, but it was purely to see if the car was a ringer.

Since they barely checked any that were (40 from 900k+ in 13 years), they dropped it in 2016.

EdGasketTheSecond

Rundle123 wrote: »

Ah right I see, that would make sense to do it, wonder why they stopped that, no no bother at all, would I need to declare or is it something that would automatically come up on the system?

If anyone would know about it, it would be an insurer so if they didn't ask then I don't see that you needed to declare it; they should see the marker right away.

foxy-stoat

Rundle123 wrote: »

Ah right I see, that would make sense to do it, wonder why they stopped that, no no bother at all, would I need to declare or is it something that would automatically come up on the system?

If you used one of the compare the meerkat insurers then in the list of assumptions would of been something about it being a previous write off. Some insurers dont mind cat N but dont insure cat S cars. Some need them to be in good condition with a current MOT. You really need to check.

I hope you didnt pay the going rate for it, they should be at least 25-30% cheaper than a straight car.

Rundle123

foxy-stoat wrote: »

If you used one of the compare the meerkat insurers then in the list of assumptions would of been something about it being a previous write off. Some insurers dont mind cat N but dont insure cat S cars. Some need them to be in good condition with a current MOT. You really need to check.

I hope you didnt pay the going rate for it, they should be at least 25-30% cheaper than a straight car.

I didn’t use any compare sites as I had to change the vehicle on my current insurance so done it through my insurers website, yeah I didn’t pay the going rate for it, it was considerably cheaper

This was what I found on the FAQs page of my insurance company:

‘One of our panel of insurers may be able to cover it as long as it meets our other policy conditions. It's your responsibility to take all reasonable steps to make sure your vehicle's safe, roadworthy and has a valid MOT (if one's required by law). Click here to see if we’re able to offer you a quote.’