Best remortgage offer

manutd99

Im sure the guy said there are no fees. He is going to ring me tomorow so i will find out and post on here

herbiesjp

NO need to ring - Pipee is correct.

Moreover C&G automatically add the £35 TT to the mortgage - however you can clear this after the mortgage completes

arfster

Nationwide do a BoE base + 0.24% tracker with no fee, and that's term, not just for 2 years.

luckyfool

arfster wrote: »

Nationwide do a BoE base + 0.24% tracker with no fee, and that's term, not just for 2 years.

The nationwide product for a remortgage is base + 0.34% for term, not 0.24%. And they are repricing all their 2 yr tracker products upwards by 0.15% at close of business Monday.

manutd99

The C&G does have a £99 application as charcoal rang me today. They also told me the offer for co-operative which has +0.09 has now ended as think too many people rang and alot of them were being rejected by the co-operative so the co-op decided to end it.

I most probably will go for the C&G one as +0.23 seems ok.

Any one think i should wait and see if any other better deals come up after interest rates drop(if they do).

Any mortgage advisors - could you advise me please

Keeping_Motivated

luckyfool wrote: »

The nationwide product for a remortgage is base + 0.34% for term, not 0.24%. And they are repricing all their 2 yr tracker products upwards by 0.15% at close of business Monday.

My tracker mortgage with Nationwide comes to an end at the end of Jan 2008. Could I secure deal with them before the close of business Monday to take advantage pre price increase or is that way tooooo short notice?

Also this deal of +0.34% for term, would I be tied in for the term of can I remortgage when a better deal comes up?

Sorry if I am asking obvious questions I'm not great with mortgages just want to get it sorted out before my deal ends so my payments don't shoot up.

Thanks for any help

KTF

Yes, you can reserve a new rate 3 months before your current deal ends. As far as tie in goes:

If you repay the loan or make an overpayment of more than £500 per month within the initial fixed or tracker term, within the first 5 years of a Lifetime tracker, or within the first 10 years of the 25 year fixed rate, an early repayment charge will be payable on the entire overpayment amount.

From: http://www.nationwide.co.uk/mortgage/existingcustomers/fees.htm

dominicadatia

The C&G mortgage wants 60% LTV! Hope my co-op one gets accepted, maybe I should have waited till it was accepted before posting here :P

monkeyclipper

barnsley bs discount tracker for 2 years- currently 5.39% 795 admin fee