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Simple app for budgeting

Hi,
I’m looking for a really basic free budgeting app where I can
1. Enter income
2. Enter expenses (and adapt them)
3. See total expenditure per month in figures

Thank you. I’ve tried a few but they either show percentages in our charts or don’t allow for editing etc
I basically want something that saves me using my calculator. I’m no good at Excel.... just looking for basic app 😊
Starting balance £173,000 (Sept 2012) interest only so if we do nothing We will owe this at the end of the term😁😁
Balance as of Sept 2014 £165,803
Balance as of Feb 2015 £163,360
Balance end of July 2015 £159,050
Balance as of Jan 2017.... £138,033:j

Comments

  • What sort of device is this for? iPad, iPhone, android?

    Usually I just search the app store, or other equivalent, for budgeting apps and look at the descriptions or try them out if that option exists. Most of them don't fit my needs though.
    Retired at age 56 after having "light bulb moment" due to reading MSE and its forums. Have been converted to the "budget to zero" concept and use YNAB for all monthly budgeting and long term goals.
  • ozaz
    ozaz Posts: 316 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Cariad71 wrote: »
    Hi,
    I’m looking for a really basic free budgeting app where I can
    1. Enter income
    2. Enter expenses (and adapt them)
    3. See total expenditure per month in figures

    Do you want to enter these things manually or do you want the app to connect to your banks accounts and credit cards (which would enable some of these things being automate)?
  • Possibly a bit more sophisticated than you want, but I use AceMoney on my Windows PC. There's also a Mac OS version. The Windows version works under Wine in Linux.
  • I've recently started using an app called Spendee. It's quite simple. You can either connect it to your bank, so that your transactions are automatically recorded or you can just enter them manually, which is what I do. It's easy to use and you assign everything a category so you can see at a glance how much you have spent that month in total and also by category - groceries, petrol etc (there are suggested categories but you can edit them or add any others you want). Within each category you can see all the individual transactions that you have assigned to that category, you can add notes too which is helpful.
  • Thanks everyone. I didn’t get notifications so sorry for not replying sooner. It for an iPhone and I want to be able to enter the amounts myself (and name some of the categories). I don’t want it linked to my bank.... I basically need to see what’s going out each month. Most months are the same.... but then things change and I’m constantly writing it out by hand.
    Starting balance £173,000 (Sept 2012) interest only so if we do nothing We will owe this at the end of the term😁😁
    Balance as of Sept 2014 £165,803
    Balance as of Feb 2015 £163,360
    Balance end of July 2015 £159,050
    Balance as of Jan 2017.... £138,033:j
  • I use Easy Home Finance
  • fifeken
    fifeken Posts: 2,724 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Spending Tracker is available for Apple devices too, is not linked to your bank account and appears to do what you want.

    https://apps.apple.com/us/app/spending-tracker/id548615579
  • System
    System Posts: 178,227 Community Admin
    10,000 Posts Photogenic Name Dropper
    I use MMEX -a free, open source app available for mac OS, Windows, Linux and Android. Does everything you need and more.

    Ahh, just noticed later in the thread you want an iPhone app. I have used Pocket Money in the past and this has an iPhone version. Very good.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
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