Bank Cheque down the drain!

Frank99

I managed to drop a £700 Bank Cheque into the garden drain.
I contacted the Bank and they told me that uncashed cheques revert back to the issuing account after about six months.
Is this true so i have not lost that money?

McKneff

Just contact the issuing company, explain, ask them to cancel the cheque and reissue.

badger09

Frank99 wrote: »

I managed to drop a £700 Bank Cheque into the garden drain.
I contacted the Bank and they told me that uncashed cheques revert back to the issuing account after about six months.
Is this true so i have not lost that money?

Unless the cheque is cashed by someone else then you haven't lost the money.

What exactly do you mean by 'a Bank Cheque'?

Have you contacted the issuer and explained the situation?
Asked them to cancel and reissue the cheque?

Frank99

I asked thr Bank to issue it to use for payment but as of from November they no longer issue cheques. It is funds from my account with them.

cotys

He probably means banker's draft (/cheque). Those can be reissued if you contact the bank and explain you lost it.

chequeandcredit.co.uk/information-hub/faqs/bankers-drafts

badger09

Frank99 wrote: »

I asked thr Bank to issue it to use for payment but as of from November they no longer issue cheques. It is funds from my account with them.

Its now 13 September, so why do you mention what the bank will no longer do from November:cool:

Whether it is a Bankers Draft or a cheque, no money will leave your account until it is presented for payment.

Vortigern

Frank99 wrote: »

I managed to drop a £700 Bank Cheque into the garden drain.

Remove grate and fish out the cheque. Use rubber gloves if squeamish. Air dry the cheque then flatten with a cool iron.

Re-post on DIY and Plumbing for further advice.