0% Balance Transfer/Additional Cardholder advice

annajennings1982

Hi guys,

I have some 0% balance transfers that are coming to the end of their promotional offer in June 2020 which I will not have fully paid. I am currently 8 months pregnant which means my financial circumstances will change when it comes to me potentially applying for another balance transfer in June 2020.

If I was to add my husband as an additional cardholder on these current balance transfer credit cards, would he be able to apply for balance transfers for these cards in June? Or, would there be no point as it needs to be me applying for the balance transfer cards?

Thanks so much,
Anna

[Deleted User]

No. Offers will be based on the account holder's circumstances.

He will need to apply for his own BT cards.

annajennings1982

Deleted_User wrote: »

No. Offers will be based on the account holder's circumstances.

He will need to apply for his own BT cards.

So, if I am not working as on maternity leave, I wouldn't be able to get any more balance transfers as I technically earn zero?

[Deleted User]

You're unlikely to be offered any decent credit, unless a lender looks at household income.