We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Money Moral Dilemma: Should I share cashback on a shared bill with my housemates?

135

Comments

  • I wonder how many people who say you should share the cash back have actually been in this position? Running bills for a household (of students especially) is a lot of effort, never mind finding the original deal to begin with and setting it all up. Most people would have have just kept the original suppliers and changed the name and probably be paying over the odds. It is not the households money it belongs to the person who finds the deal. Chasing people up to pay bills is a nightmare and the OP deserves every penny!
    Best Wins- Samsung TV and Soundbar, £500 Pepsi cash and a weekend break

    Saving up for a new life by the sea
  • YES YES YES and ALWAYS YES!!!!!!!!
    Not to do is SELFISH!!!!!!
  • Gavin83
    Gavin83 Posts: 8,757 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I’ve always followed a simple rule on dishonesty, tell the people it affects. So tell your housemates you’ve made the saving and see what they say. If you don’t want to tell them that says everything you need to know.

    I wouldn’t quite class this as theft but it’s not far off.
  • You did the work. Why should they get the pay?
  • Hmmm I dunno.

    One one hand, they sat back and let you sort it all out.......but on the other, it is morally wrong to keep it

    I think, after some consideration, I would suggest a house party and use it for the booze, so everyone has a good time

    My conscious would likely prevent me from just keeping shtum
    With love, POSR <3
  • but on the other, it is morally wrong to keep it

    Why do think that?
  • Pollycat
    Pollycat Posts: 36,234 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Savvy Shopper!
    Hmmm I dunno.

    One one hand, they sat back and let you sort it all out.......but on the other, it is morally wrong to keep it

    I think, after some consideration, I would suggest a house party and use it for the booze, so everyone has a good time

    My conscious would likely prevent me from just keeping shtum
    We don't actually know that the bit in bold is true.
    One of the other students may have also wanted to be responsible for the bills but the author of this dilemma overruled them.
    It's a possibility.
  • pb8770
    pb8770 Posts: 47 Forumite
    Part of the Furniture Combo Breaker
    When you're in charge of paying the Bill's in a shared property you're putting your name on a bill which you're responsible for should your housemates default, so therefore you're taking s risk, and taking that risk has paid off. Your housemates could've had the bill in their name, but you must've been happy to take it on. So although you've got cashback it's not a reduction in the bill ,its a loyalty payment, so why would you have to give your housemates money back, you're still liable for the contract for the full term, supposing you had given each mate £20 back, one or 2 could fail to pay you in months to come leaving you out of pocket. So enjoy your windfall and keep it you could perhaps buy a pack of beers or a few bottles of wine as a goodwill gesture.
  • Have a meeting and tell the others that you've worked for and been promised this bonus payment, and set some Ground-Rules now. Usually one person takes on (or ends up lumbered with) the lion's share of organising everybody. The key is communication, so ideally before anyone had even put their name to the rental agreement they'd have met and have set out everyone's Rights and also their Responsibilities, and covered the possibility of bonus payments such as this. Sometimes, that feels too embarrassing to contemplate for fear of seeming 'bossy' or worse, but it's part of the journey to becoming adult and is honouring and respectful to each one.
    It's never too late to do this ...we all hope for the best, but we'd be crazy not to consider/prepare for the worst. If any of the co-renters baulk at these 'rules', maybe they're not the right person to share with?
  • When I was at uni 15 years ago, I managed all the bills for our uni house for 2 years. There were 4 of us. I was on a whole student loan due to my parents income. They had mummy and daddy. I set up a DD to save money and searched for best deals etc as had been taught proper financial management by my dad. They constantly failed to pay and on one occasion I had to borrow money from the university to get me through the month as had paid the whole bill for the end of year when a bill came through as dd wasn’t enough. Fed up, I split the bills in 3 rather than 4. They did eventually pay up, or their parents did, all monies owed and I had free amenities. Not an honest decision granted but if you are doing the work, they do nothing and don’t pay, stuff them
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.5K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.4K Work, Benefits & Business
  • 604.2K Mortgages, Homes & Bills
  • 178.5K Life & Family
  • 261.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.