personal credit search I didn't do

sanova76

Hi,


I logged into my ClearScore account this morning and found some recent searches by car finance company.

I've no car and not planning to buy one, how this search appeared?

All I can think of is my ex is the one being searched and because my name is still tied with him due to mortgage, I'm being dragged?

I assumed there's no way to remove him name on my credit file unless I remove him name from the mortgage?


Thanks.

San

[Deleted User]

What search as it?
A soft or hard search?

Are you signed up to any comparison websites as well?

lindens

I believe you can add a note stating you are no longer financially linked to such and such a person from this date dd/mm/yyyy

sanova76

Is on the "Quotation and personal searches". I assumed it's a soft search.

And no, I didn't sign up to any comparison websites.

[Deleted User]

So just a soft search then, so no impact or visibility to lenders.

[Deleted User]

lindens wrote: »

I believe you can add a note stating you are no longer financially linked to such and such a person from this date dd/mm/yyyy

They are linked though - they still have a joint mortgage

sanova76

Does it mean everytime he apply for something my name (most likely) will be searched as well?

[Deleted User]

Depends on the lender. Not for everything.

sanova76

ok. Thanks for the replies.