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Can DRP Fine turn into CCJ?
Overdash
Posts: 40 Forumite
Disclaimer
Firstly, please don't kill me lol. I've read the NEWBIES thread (and re-read post #4 around 5x), and also searched heavily around the forums, but I did not get my answer anywhere.
A few days ago I received a fine (of £170) from DRP (Debt Recovery Plus). The creditor is MET Parking Services. I can pay this fine but I do not want to be ripped off. However, I'm currently saving up for a mortgage (both monetarily and with my credit score), so I'm trying to avoid anything that could serious jeopardise my credit score & I am scared if I ignore this notice it may become a CCJ (in the near future).
DRP provide little"proof" in regards to the violation just a date and reason (<4 months ago, No disabled badge whilst parked at a McDonalds - but I don't recall parking in a disabled bay... I was never ticketed 'on the spot' either), they never sent "details" they originally claim to have (no surprise to you veterans), and I struggle to see how this "violation" would yield such a high amount in fines.
I was going to call them to dispute, but after reading some threads here, it seems the best approach is just to flat out ignore (?). I have the funds to pay (although to my inconvenience) but would rather not throw cash in the bin. If I ignore this will it/can it become a CCJ by the end of the year? Should I just pay it or play it out?
TL;DR:
Buying a house soon so don't want to tarnish my credit score, if I ignore their notice will I get a CCJ against me (by end of year)? I don't mind fighting the CCJ after I get a house, just no time prior.
A pre-emptive thanks for any help
Firstly, please don't kill me lol. I've read the NEWBIES thread (and re-read post #4 around 5x), and also searched heavily around the forums, but I did not get my answer anywhere.
A few days ago I received a fine (of £170) from DRP (Debt Recovery Plus). The creditor is MET Parking Services. I can pay this fine but I do not want to be ripped off. However, I'm currently saving up for a mortgage (both monetarily and with my credit score), so I'm trying to avoid anything that could serious jeopardise my credit score & I am scared if I ignore this notice it may become a CCJ (in the near future).
DRP provide little"proof" in regards to the violation just a date and reason (<4 months ago, No disabled badge whilst parked at a McDonalds - but I don't recall parking in a disabled bay... I was never ticketed 'on the spot' either), they never sent "details" they originally claim to have (no surprise to you veterans), and I struggle to see how this "violation" would yield such a high amount in fines.
I was going to call them to dispute, but after reading some threads here, it seems the best approach is just to flat out ignore (?). I have the funds to pay (although to my inconvenience) but would rather not throw cash in the bin. If I ignore this will it/can it become a CCJ by the end of the year? Should I just pay it or play it out?
TL;DR:
Buying a house soon so don't want to tarnish my credit score, if I ignore their notice will I get a CCJ against me (by end of year)? I don't mind fighting the CCJ after I get a house, just no time prior.
A pre-emptive thanks for any help
0
Comments
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1: its not a fine
2: DRP cannot start court action ,
3:the advice to ignore a PARKING co , is frowned on
4: dept collectors working for parking co,s can be ignored
please read the newbies thread to understand above0 -
It can become a ccj if you lose in court and then fail to pay within 28 days. Other than that there is no record of it.0
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Do not contact debt collectors - they are powerless.
You will only get a CCJ if you ignore court papers or lose in court and fail to pay in accordance with a judge’s order.
At present MET don’t seem keen to do court but this may change over the next 6 years.
In the meantime a politely worded complaint to McDonald’s CEO Mr Paul Pomroy stating how disappointed you are that your meals have attracted a £100 surcharge and how a cancellation would be appreciated.
paul.pomroy@uk.mcd.com0 -
Ignore MET and DRP. MET never try small claims and can't affect your mortgage.PRIVATE 'PCN'? DON'T PAY BUT DON'T IGNORE IT (except N.Ireland).
CLICK at the top or bottom of any page where it says:
Home»Motoring»Parking Tickets Fines & Parking - read the NEWBIES THREAD0
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